IDEAS home Printed from https://ideas.repec.org/a/cai/edddbu/edd_292_0071.html
   My bibliography  Save this article

Adoption des technologies de l’information et de la communication en microfinance : expériences sénégalaises

Author

Listed:
  • François-Seck Fall
  • Ousmane Birba

Abstract

This paper analyzes the factors that explain the adoption of information and communication technologies (ICT) in the Senegalese microfinance industry. It also attempts to highlight the effect of their integration in microfinance on the social mission of microfinance institutions (MFIs). We use the survey data ?NTIC, Growth and Poverty in Senegal?, a probability survey conducted in 2010 by the Consortium for Economic and Social Research (CRES). We mobilize two main approaches: bivariate descriptive analysis completed by an ACM and a logit model. The results show that the adoption of ICT depends on the characteristics of the MFI such as age and sex of the manager, the organization mode, size, etc. It also depends on the nature of its financial products and services. Some intensive services technology encourage investment in MFIs ICT, while others not. Investment in ICT significantly increases the likelihood that the MFI is socially efficient. Codes JEL : O33, G21, O12.

Suggested Citation

  • François-Seck Fall & Ousmane Birba, 2015. "Adoption des technologies de l’information et de la communication en microfinance : expériences sénégalaises," Revue d’économie du développement, De Boeck Université, vol. 23(2), pages 71-101.
    • Handle: RePEc:cai:edddbu:edd_292_0071
    as

    Download full text from publisher

    File URL: http://www.cairn.info/load_pdf.php?ID_ARTICLE=EDD_292_0071
    Download Restriction: free
    File URL: http://www.cairn.info/revue-d-economie-du-developpement-2015-2-page-71.htm
    Download Restriction: free
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. François Seck Fall, 2017. "Determinants of Microfinance institutions' access to bank credit in Senegal," Economics Bulletin, AccessEcon, vol. 37(2), pages 1327-1338.
    2. Fall, François & Akim, Al-mouksit & Wassongma, Harouna, 2018. "DEA and SFA research on the efficiency of microfinance institutions: A meta-analysis," World Development, Elsevier, vol. 107(C), pages 176-188.
    3. François-Seck Fall, 2017. "Determinants of Microfinance institutions' access to bank credit in Senegal," Post-Print hal-01538412, HAL.

    More about this item

    Keywords

    information and communication technologies; microfinance; Senegal; social performance;
    All these keywords.

    JEL classification:

    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O12 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:cai:edddbu:edd_292_0071. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Jean-Baptiste de Vathaire (email available below). General contact details of provider: https://edirc.repec.org/data/ceauvfr.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.