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Robo Advisory und automatisierte Vermögensverwaltung

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  • Fischer Matthias

    (Finanzen und Bank, Fakultät Betriebswirtschaft, Technische Hochschule Nürnberg Georg Simon Ohm, Bahnhofstraße 87, 90402Nürnberg, Deutschland)

Abstract

Cooperative banks, private banks, savings banks and asset managers are developing digital, automatized investment advisory and asset management solutions. Costs increase due to documentation obligations caused by exceeding regulation of investment advice. Margins respectively revenues decrease because of cost effective ETF products, fee transparency constraints and the ban of kickbacks. Private investors with small amounts to be invested, i. e. between 1.000 and 50.000 Euro, face difficulties to obtain neutral and qualified personal advice since the bank’s effort is not matched by sufficient revenues. Online solutions are a very important alternative to still guarantee customers a neutral as well as qualified advice. Detailed business can be organized profitably for banks by automatization.

Suggested Citation

  • Fischer Matthias, 2017. "Robo Advisory und automatisierte Vermögensverwaltung," Zeitschrift für das gesamte Genossenschaftswesen, De Gruyter, vol. 67(3), pages 183-193, September.
  • Handle: RePEc:bpj:zfgewe:v:67:y:2017:i:3:p:183-193:n:4
    DOI: 10.1515/zfgg-2017-0019
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