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Schutz und Diskriminierung durch §609 a BGB: Ökonomische und rechtliche Analyse des gesetzlichen Schuldnerkündigungsrechts

Author

Listed:
  • Bühler Wolfgang

    (Dr. rer. pol., Universitätsprofessor in Dortmund)

  • Köndgen Johannes

    (Dr.jur., Universitätsprofessor in Hamburg)

  • Schmidt Hartmut

    (Dr. rer. oec., Universitätsprofessor in Hamburg)

Abstract

§609a BGB will den Schuldner vor hohen Zinsen schützen undräumt ihm ein Kündigungsrecht ein. Gebietskörperschaften können dieses Recht abbedingen, private Schuldner aber nicht. Kredite mit Kündigungsrecht haben einen höheren Effektivzins als Kredite ohne dieses Recht. Um diese Mehrbelastung unter realitätsnahen Annahmen zu berechnen, wird ein Optionsbewertungsmodell. für das Kündigungsrecht nach §609α BGB entwickelt. Ferner werden Möglichkeiten, die Mehrbelastung zu vermeiden, ökonomisch und rechtlich analysi

Suggested Citation

  • Bühler Wolfgang & Köndgen Johannes & Schmidt Hartmut, 1990. "Schutz und Diskriminierung durch §609 a BGB: Ökonomische und rechtliche Analyse des gesetzlichen Schuldnerkündigungsrechts," Zeitschrift für Bankrecht und Bankwirtschaft (ZBB) / Journal of Banking Law and Banking (JBB), RWS Verlag, vol. 2(2), pages 49-75, June.
    • Handle: RePEc:bpj:zfbrbw:v:2:y:1990:i:2:p:49-75:n:2
    DOI: 10.15375/zbb-1990-0202
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