Does Relationship Lending Still Matter in the Consumer Banking Sector? Evidence from the Automobile Loan Market
Author
Abstract
Suggested Citation
DOI: 10.1111/j.1540-6237.2007.00473.x
Download full text from publisher
References listed on IDEAS
- Orazio P. Attanasio & Pinelopi Koujianou Goldberg & Ekaterini Kyriazidou, 2008.
"Credit Constraints In The Market For Consumer Durables: Evidence From Micro Data On Car Loans,"
International Economic Review, Department of Economics, University of Pennsylvania and Osaka University Institute of Social and Economic Research Association, vol. 49(2), pages 401-436, May.
- Orazio P. Attanasio & Pinelopi Koujianou Goldberg & Ekaterini Kyriazidou, 2008. "Credit Constraints In The Market For Consumer Durables: Evidence From Micro Data On Car Loans," International Economic Review, Department of Economics, University of Pennsylvania and Osaka University Institute of Social and Economic Research Association, vol. 49(2), pages 401-436, May.
- Orazio Attanasio & Pinelopi K. Goldberg & Ekaterini Kyriazidou, 2000. "Credit Constraints in the Market for Consumer Durables: Evidence from Micro Data on Car Loans," NBER Working Papers 7694, National Bureau of Economic Research, Inc.
- Loretta J. Mester & Leonard I. Nakamura & Micheline Renault, 1998.
"Checking accounts and bank monitoring,"
Working Papers
98-25, Federal Reserve Bank of Philadelphia.
- Loretta J. Mester & Leonard I. Nakamura & Micheline Renault, 2002. "Checking Accounts and Bank Monitoring," Center for Financial Institutions Working Papers 99-02, Wharton School Center for Financial Institutions, University of Pennsylvania.
- Loretta J. Mester & Leonard I. Nakamura & Micheline Renault, 2001. "Checking accounts and bank monitoring," Working Papers 01-3, Federal Reserve Bank of Philadelphia.
- Charles GRANT, 2003. "Estimating Credit Constraints among US Households," Economics Working Papers ECO2003/14, European University Institute.
Citations
Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Azam, Rehan & Muhammad, Danish & Syed Akbar, Suleman, 2012. "The significance of socioeconomic factors on personal loan decision a study of consumer banking local private banks in Pakistan," MPRA Paper 42322, University Library of Munich, Germany.
- Elizabeth Laderman & Carolina Reid, 2008. "Lending in low- and moderate-income neighborhoods in California: the performance of CRA lending during the subprime meltdown," Community Development Working Paper 2008-05, Federal Reserve Bank of San Francisco.
- Santiago Carbó-Valverde & Sergio Mayordomo & Francisco Rodríguez-Fernández, 2018. "Disentangling the Effects of Household Financial Constraints and Risk Profile on Mortgage Rates," The Journal of Real Estate Finance and Economics, Springer, vol. 56(1), pages 76-100, January.
- Martin Brown & Matthias Hoffmann, 2016.
"Relationship Banking in the Residential Mortgage Market? Evidence from Switzerland,"
Swiss Journal of Economics and Statistics (SJES), Swiss Society of Economics and Statistics (SSES), vol. 152(I), pages 23-48, March.
- Martin Brown & Matthias Hoffmann, 2016. "Relationship Banking in the Residential Mortgage Market? Evidence from Switzerland," Swiss Journal of Economics and Statistics, Springer;Swiss Society of Economics and Statistics, vol. 152(1), pages 23-48, January.
- Brown, Martin & Hoffmann, Matthias, 2013. "Relationship Banking in the Residential Mortgage Market? Evidence from Switzerland," Working Papers on Finance 1310, University of St. Gallen, School of Finance, revised Jun 2015.
- McKillop, Donal & French, Declan & Quinn, Barry & Sobiech, Anna L. & Wilson, John O.S., 2020. "Cooperative financial institutions: A review of the literature," International Review of Financial Analysis, Elsevier, vol. 71(C).
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Jessica Holmes & Jonathan Isham & Ryan Petersen & Paul Sommers, 2005. "Does Relationship Lending Still Matter in the Consumer Banking Sector? Evidence from Two Financial Service Organizations in Vermont," Middlebury College Working Paper Series 0511, Middlebury College, Department of Economics.
- repec:zbw:bofrdp:2004_010 is not listed on IDEAS
- DeFusco, Anthony A. & Tang, Huan & Yannelis, Constantine, 2022.
"Measuring the welfare cost of asymmetric information in consumer credit markets,"
Journal of Financial Economics, Elsevier, vol. 146(3), pages 821-840.
- Anthony A. DeFusco & Huan Tang & Constantine Yannelis, 2021. "Measuring the Welfare Cost of Asymmetric Information in Consumer Credit Markets," NBER Working Papers 29270, National Bureau of Economic Research, Inc.
- DeFusco, Anthony A. & Tang, Huan & Yannelis, Constantine, 2022. "Measuring the welfare cost of asymmetric information in consumer credit markets," LSE Research Online Documents on Economics 116693, London School of Economics and Political Science, LSE Library.
- repec:spo:wpecon:info:hdl:2441/8805 is not listed on IDEAS
- Carlos Madeira, 2019. "Adverse selection, loan access and default in the Chilean consumer debt market," Working Papers Central Bank of Chile 838, Central Bank of Chile.
- Evan Gatev & Philip E. Strahan, 2003. "Banks' Advantage in Hedging Liquidity Risk: Theory and Evidence from the Commercial Paper Market," Center for Financial Institutions Working Papers 03-01, Wharton School Center for Financial Institutions, University of Pennsylvania.
- Ryan R. Brady, 2011.
"Consumer Credit, Liquidity, And The Transmission Mechanism Of Monetary Policy,"
Economic Inquiry, Western Economic Association International, vol. 49(1), pages 246-263, January.
- Ryan R. Brady, 2007. "Consumer Credit, Liquidity and the Transmission Mechanism of Monetary Policy," Departmental Working Papers 20, United States Naval Academy Department of Economics.
- Lukas, Moritz & Nöth, Markus, 2022. "Voluntary minimum repayments and borrower heterogeneity: Evidence from revolving consumer credit," Journal of Banking & Finance, Elsevier, vol. 135(C).
- Hans Degryse & Steven Ongena, 2004. "The Impact of Competition on Bank Orientation and Specialization (new titel: The impact of competition on bank orientation)," CESifo Working Paper Series 1119, CESifo.
- McAndrews, James J. & Strahan, Philip E., 2002. "Deregulation, Correspondent Banking, and the Role of the Federal Reserve," Journal of Financial Intermediation, Elsevier, vol. 11(3), pages 320-343, July.
- Keshav Dogra & Olga Gorbachev, 2016.
"Consumption Volatility, Liquidity Constraints and Household Welfare,"
Economic Journal, Royal Economic Society, vol. 126(597), pages 2012-2037, November.
- Keshav Dogra & Olga Gorbachev, 2015. "Consumption Volatility, Liquidity Constraints and Household Welfare," Working Papers 15-05, University of Delaware, Department of Economics.
- Terézia Vančová, 2019. "The Excess Smoothness and Sensitivity of Consumption in the V4 Countries," Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis, Mendel University Press, vol. 67(6), pages 1653-1663.
- Emily Anderson & Atsushi Inoue & Barbara Rossi, 2016.
"Heterogeneous Consumers and Fiscal Policy Shocks,"
Journal of Money, Credit and Banking, Blackwell Publishing, vol. 48(8), pages 1877-1888, December.
- Emily Anderson & Atsushi Inoue & Barbara Rossi, 2011. "Heterogeneous consumers and fiscal policy shocks," Economics Working Papers 1478, Department of Economics and Business, Universitat Pompeu Fabra, revised Dec 2015.
- Rossi, Barbara & Inoue, Atsushi & Anderson, Emily, 2013. "Heterogeneous Consumers and Fiscal Policy Shocks," CEPR Discussion Papers 9631, C.E.P.R. Discussion Papers.
- Emily Anderson & Atsushi Inoue & Barbara Rossi, 2012. "Heterogeneous Consumers and Fiscal Policy Shocks," 2012 Meeting Papers 261, Society for Economic Dynamics.
- Emily Anderson & Atsushi Inoue & Barbara Rossi, 2015. "Heterogeneous Consumers and Fiscal Policy Shocks," Working Papers 822, Barcelona School of Economics.
- Sule Alan & Gyongyi Loranth, 2013.
"Subprime Consumer Credit Demand: Evidence from a Lender's Pricing Experiment,"
The Review of Financial Studies, Society for Financial Studies, vol. 26(9), pages 2353-2374.
- Sule Alan & Ruxandra Dumitrescu & Gyongyi Loranth, 2011. "Subprime Consumer Credit Demand: Evidence from a Lender?sPricing Experiment," BCL working papers 60, Central Bank of Luxembourg.
- Loranth, Gyongyi & Alan, Sule & Dumitrescu, Ruxandra, 2011. "Subprime consumer credit demand: evidence from a lender's pricing experiment," Working Paper Series 1304, European Central Bank.
- Lóránth, Gyöngyi & Alan, Sule, 2012. "Subprime Consumer Credit Demand: Evidence from a Lender's Pricing Experiment," CEPR Discussion Papers 9210, C.E.P.R. Discussion Papers.
- Sule Alan & Ruxandra Dumitrescu & Gyongyi Loranth, 2011. "Subprime Consumer Credit Demand: Evidence from a Lender's Pricing Experiment," Koç University-TUSIAD Economic Research Forum Working Papers 1105, Koc University-TUSIAD Economic Research Forum.
- Mälkönen, Ville, 2004. "Capital adequacy regulation and financial conglomerates," Bank of Finland Research Discussion Papers 10/2004, Bank of Finland.
- Serena Trucchi, 2011. "How credit markets affect homeownership: an explanation based on differences between Italian regions," CeRP Working Papers 122, Center for Research on Pensions and Welfare Policies, Turin (Italy).
- Ryan R. Brady, 2006. "Credit Cards and Monetary Policy: Are Households still liquidity-constrained?," Departmental Working Papers 12, United States Naval Academy Department of Economics.
- repec:zbw:bofrdp:2000_009 is not listed on IDEAS
- Ester Faia, 2011. "Macroeconomic and welfare implications of financial globalization," Journal of Applied Economics, Universidad del CEMA, vol. 14, pages 119-144, May.
- Massimo Omiccioli, 2005. "Trade Credit as Collateral," Temi di discussione (Economic working papers) 553, Bank of Italy, Economic Research and International Relations Area.
- Cristina Bernini & Paola Brighi, 2011. "Relationship Lending, Distance and Efficiency in a Heterogeneous Banking System," Working Paper series 41_11, Rimini Centre for Economic Analysis.
- Faia, Ester & Iliopulos, Eleni, 2011.
"Financial openness, financial frictions and optimal monetary policy,"
Journal of Economic Dynamics and Control, Elsevier, vol. 35(11), pages 1976-1996.
- Ester Faia & Eleni Iliopulos, 2011. "Financial openness, financial frictions and optimal monetary policy," Post-Print hal-00628737, HAL.
- Ester Faia & Eleni Iliopulos, 2011. "Financial openness, financial frictions and optimal monetary policy," Université Paris1 Panthéon-Sorbonne (Post-Print and Working Papers) hal-00628737, HAL.
- Ester Faia & Eleni Iliopulos, 2011. "Financial openness, financial frictions and optimal monetary policy," PSE-Ecole d'économie de Paris (Postprint) hal-00628737, HAL.
- Uchida, Hirofumi & Udell, Gregory F. & Yamori, Nobuyoshi, 2012.
"Loan officers and relationship lending to SMEs,"
Journal of Financial Intermediation, Elsevier, vol. 21(1), pages 97-122.
- Hirofumi Uchida & Gregory F. Udell & Nobuyoshi Yamori, 2008. "Loan officers and relationship lending to SMEs," Working Paper Series 2008-17, Federal Reserve Bank of San Francisco.
- Hirofumi Uchida & Gregory F. Udell & Nobuyoshi Yamori, 2009. "Loan Officers and Relationship Lending to SMEs," Mo.Fi.R. Working Papers 16, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.
Corrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bla:socsci:v:88:y:2007:i:2:p:585-597. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Wiley Content Delivery (email available below). General contact details of provider: http://www.blackwellpublishing.com/journal.asp?ref=0038-4941 .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.