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Effects of Usury Ceilings in the Mortgage Market

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  • Ostas, James R

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  • Ostas, James R, 1976. "Effects of Usury Ceilings in the Mortgage Market," Journal of Finance, American Finance Association, vol. 31(3), pages 821-834, June.
    • Handle: RePEc:bla:jfinan:v:31:y:1976:i:3:p:821-34
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    Citations

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    Cited by:

    1. Donato Masciandaro, 2001. "In Offense of Usury Laws: Microfoundations of Illegal Credit Contracts," European Journal of Law and Economics, Springer, vol. 12(3), pages 193-215, November.
    2. Raffaella Barone & Donato Masciandaro, 2017. "Crime, Money Laundering, And Credit Markets: Can Usury Exist At The Zero Lower Bound?," BAFFI CAREFIN Working Papers 1761, BAFFI CAREFIN, Centre for Applied Research on International Markets Banking Finance and Regulation, Universita' Bocconi, Milano, Italy.
    3. Zegarra, Luis Felipe, 2017. "Usury laws and private credit in Lima, Peru. Evidence from notarized records," Explorations in Economic History, Elsevier, vol. 65(C), pages 68-93.
    4. Arvind Ashta & Laurence Attuel-Mendès & Zaka Ratsimalahelo, 2015. "Another “French paradox”: explaining why interest rates to microenterprises did not increase with the change in French usury legislation," European Journal of Law and Economics, Springer, vol. 40(3), pages 479-509, December.
    5. Kodongo, Odongo, 2024. "Bank performance and real sector productivity in East Africa," KBA Centre for Research on Financial Markets and Policy Working Paper Series 77, Kenya Bankers Association (KBA).
    6. William Boyes, 1982. "In defense of the downtrodden: Usury laws?," Public Choice, Springer, vol. 39(2), pages 269-276, January.
    7. Timothy Q. Cook & Patric H. Hendershott, 1977. "The risk-free U.S. bond rate : errors in construction and use in econometric work," Working Paper 77-03, Federal Reserve Bank of Richmond.
    8. Howard Bodenhorn, 2005. "Usury Ceilings, Relationships and Bank Lending Behavior: Evidence from Nineteenth Century," NBER Working Papers 11734, National Bureau of Economic Research, Inc.
    9. Raffaella Barone & Donato Masciandaro, 2019. "Cryptocurrency or usury? Crime and alternative money laundering techniques," European Journal of Law and Economics, Springer, vol. 47(2), pages 233-254, April.
    10. Donna C. Vandenbrink, 1982. "The effects of usury ceilings," Economic Perspectives, Federal Reserve Bank of Chicago, vol. 6(Midyear), pages 44-55.
    11. Bodenhorn, Howard, 2007. "Usury ceilings and bank lending behavior: Evidence from nineteenth century New York," Explorations in Economic History, Elsevier, vol. 44(2), pages 179-202, April.

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