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A Qard Hassan (Benevolent Loan) Crowdfunding Model for Refugee Finance

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  • Rashedul Hasan
  • M. Kabir Hassan
  • Mohammad Dulal Miah

Abstract

Access to adequate finance can significantly impact the well‐being of refugees. Lack of access to funds can lead to poor living conditions, limited access to education and health care and a lack of economic opportunities. While the refugee finance gap is particularly acute in low‐ and middle‐income countries, refugees in both advanced and emerging countries are affected due to the lack of regulations and relevant financial products. There is a lack of awareness of the financial needs of refugees among financial institutions. Therefore, we adopt a qualitative research design and propose a conceptual Qard Hassan‐based crowdfunding model to reduce the global refugee finance gap. Our conceptual model is unique and can provide greater flexibility and adaptability for refugee finance. The model could be adapted to different contexts and regions. We also make policy contributions, as our proposed crowdfunding model can help to ensure that the funding is provided in a way that is tailored to the specific needs of the refugee community in various locations.

Suggested Citation

  • Rashedul Hasan & M. Kabir Hassan & Mohammad Dulal Miah, 2025. "A Qard Hassan (Benevolent Loan) Crowdfunding Model for Refugee Finance," Global Policy, London School of Economics and Political Science, vol. 16(S1), pages 38-45, January.
    • Handle: RePEc:bla:glopol:v:16:y:2025:i:s1:p:38-45
    DOI: 10.1111/1758-5899.13473
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