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Housing Finance and Deregulation: Predictions and Outcomes

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  • Judith Yates

Abstract

This article explores the extent to which the deregulation of the Australian financial system over the past few years has borne out the claims of the Campbell and Martin Reports with regard to housing finance. It concludes that claims that there would be an increase in the availability of finance were optimistic but that claims that the effective rate of interest would not increase have been vindicated. It also concludes that the most significant innovations which have taken place have come, not from the private sector as predicted, but from the public sector.

Suggested Citation

  • Judith Yates, 1988. "Housing Finance and Deregulation: Predictions and Outcomes," Australian Economic Review, The University of Melbourne, Melbourne Institute of Applied Economic and Social Research, vol. 21(1), pages 3-15, March.
    • Handle: RePEc:bla:ausecr:v:21:y:1988:i:1:p:3-15
    DOI: 10.1111/j.1467-8462.1988.tb00532.x
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    References listed on IDEAS

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    1. Judith Yates, 1983. "Access To Housing Finance And The Campbell Report: The Implications Of Implementing The Recommendations Of Chapter 37," Economic Papers, The Economic Society of Australia, vol. 2(S1), pages 101-122, April.
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    Cited by:

    1. Daina McDonald, 2006. "150 Issues of The Australian Economic Review: The Changing Face of a Journal over Time," Melbourne Institute Working Paper Series wp2006n01, Melbourne Institute of Applied Economic and Social Research, The University of Melbourne.
    2. Gavin A. Wood, 1990. "Housing Finance and Subsidy Systems in Australia," Urban Studies, Urban Studies Journal Limited, vol. 27(6), pages 847-876, December.

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