Funding Strategies on Performance of Health Insurance in Kenya: A Case of National Hospital Insurance Fund in Garissa Township

Purpose: The purpose of this study is to evaluate the impact of funding strategies on performance of Kenya's health insurance, in Garissa Township. This study is guided by three objectives: to find out the relationship between members' contributions on performance of National Hospital Insurance Fund in Garissa Township, Kenya; to determine the relationship between out-of-pocket contributions on performance of National Hospital Insurance Fund in Garissa Township, Kenya and to examine the relationship between government contributions on the performance National Hospital Insurance Fund in Garissa Township, Kenya. The scholars, decision-makers and private future researchers will all benefit from the research's conclusions. Methodology: The study is framed on quantitative research approach. It is anchored on resource-based theory, financial health theory as well as the performance theory. The study used a descriptive research design to seek the opinion of respondents on the funding strategies on the performance of NHIF. The total target population is 242 respondents while 151 respondents formed the sample of the study. Primary data was collected by use of structured questionnaires and interviews. Validity was carried out through content validity. Reliability of the research instruments was done using testing and pretesting questionnaires to the same group within duration of one week interval. Findings: Data analysis constituted both descriptive and inferential statistics. A regression model was used to determine the relationship between independent and dependent variables. The hypothesis was tested at a confidence level of 0.05 using convenient inferential statistics. Analyzed data was presented using suitable tables and figures based on APA format. Unique contribution to theory, policy and practice: The study concludes that deficiencies include issues like inadequate management of capital structure, ineffective handling of cash flows, and suboptimal strategies for cost recovery. Further, the government should prioritize investment in health infrastructure and human resources to improve the accessibility and quality of healthcare services across the country.