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Consumer credit: recent trends and profile of borrowers

Author

Listed:
  • J. Coffinet.
  • C. Jadeau.

Abstract

The recovery in the consumer credit market in France has been accompanied by a decline in revolving credit facilities. Balance-reducing loans and revolving loans differ in the way they are used and in the profile of borrowers.

Suggested Citation

  • J. Coffinet. & C. Jadeau., 2015. "Consumer credit: recent trends and profile of borrowers," Quarterly selection of articles - Bulletin de la Banque de France, Banque de France, issue 40, pages 5-16, winter.
    • Handle: RePEc:bfr:quarte:2015:40:01
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    File URL: https://publications.banque-france.fr/sites/default/files/medias/documents/quarterly-selection-of-articles_40_2015-2016-winter.pdf
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    More about this item

    Keywords

    consumer credit; credit cycle; interest rate; personal loans; revolving credit facility;
    All these keywords.

    JEL classification:

    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
    • E32 - Macroeconomics and Monetary Economics - - Prices, Business Fluctuations, and Cycles - - - Business Fluctuations; Cycles
    • E43 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Interest Rates: Determination, Term Structure, and Effects
    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers

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