Effect of Social Security Funds on Benefits Provision to Injured Employees in Private Companies: A Case Study of Workers Compensation Fund Temeke District – Dar Es Salaam Region

This study was taken to clearly understand a previously clumsy picture of the effect of social security funds on benefits provision to injured employees in private companies; a case study of worker’s compensation funds particularly in Temeke District, Dar es Salaam region. The study adopted a descriptive research design and the key data collection tools were questionnaires and interviews for primary data. Moreover, a quantitative research approach was adopted entailing quantitative data. A total of 158 sampled respondents from private companies in Temeke were used to provide quantitative data while 8 WCF personnel were interviewed. According to the findings, employee awareness and financial benefits had an insignificant effect on injured employee’s well-being while medical benefits had a positive and significant impact on employee’s well-being. Therefore, the study concludes that employee awareness and WCF financial benefits positively but insignificantly improve injured employees’ well-being but medical benefits significantly and positively improve injured employees’ well-being. The study, thus recommends that more awareness campaigns are carried out to make sure there is a high level of awareness of the benefits offered by WCF. Also, the WCF should consider increasing the level of financial benefits to injured employees. Moreover, the WCF should also consider expanding the scope of medical benefits to cover all the work-related injuries employees get.