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Women Community Based Self-help Groups, Access to Credit and the Effect on the Wellbeing: A Case of Kiambu Sub-County

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  • Anne Muthoni Kinyua

    (Department of Development Studies, Jomo Kenyatta University of Agriculture and Technology, Kenya)

  • Maurice M. Sakwa

    (Senior Lecturer, Department of Development Studies, Jomo Kenyatta University of Agriculture and Technology, Kenya)

Abstract

Women play a key role in the development of their households because of their day to interaction with issues, needs, and emergencies. Relying on men as sole bread winner for married women, or acting as sole bread winner for single winner may be difficult, if the women do not take action. Through collective agency, many women especially in informal urban settings and rural set-ups are joining self-help groups to enhance their collective capabilities. This study sought to establish the effect of women self-help group credit access on the member’s wellbeing. The study was undertaken as quantitative survey where a targeted 135 members of the 8 different women Self-Help Groups were interviewed. The study happened during COVID-19 disease period and therefore the questionnaires were sent to the women via a mobile-based online questionnaire. The study received 130 questionnaires representing 96.3% response rate. Data was analysed using the Statistical Package for Social Sciences. The study utilised both descriptive and inferential statistics to generate results. Findings indicate that credit access have a positive effect on family wellbeing. It is recommended that banking solutions be tailored to suit women in self-help groups. Secondly, there is need to mobilise more women to participate in SHGs within their locality.

Suggested Citation

  • Anne Muthoni Kinyua & Maurice M. Sakwa, 2021. "Women Community Based Self-help Groups, Access to Credit and the Effect on the Wellbeing: A Case of Kiambu Sub-County," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 5(2), pages 377-385, February.
    • Handle: RePEc:bcp:journl:v:5:y:2021:i:2:p:377-385
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