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Credit risk, the case of Italian cooperative banks

Author

Listed:
  • Anna Maria Biscotti

    (Università di Foggia)

  • Eugenio D'Amico

    (Università di Roma Tre)

Abstract

This paper aims to empirically test the credit risk, measured as non-performing loans, of cooperative banks which operate in a specific Italian geographic area (Lazio, Umbria and Sardegna).We perform a regression analysis over the period 1995-2009. The findings, in contrast with most of the studies on the topic, highlight a negative significant relationship between the level of non-performing loans and the granted extra-loans as well as a significantly negative relation between the non-performing loans and the increase of bank branches. Such results could be correlated to the peculiarities that characterize the examined banks

Suggested Citation

  • Anna Maria Biscotti & Eugenio D'Amico, 2013. "Credit risk, the case of Italian cooperative banks," BANCARIA, Bancaria Editrice, vol. 1, pages 28-39, January.
    • Handle: RePEc:ban:bancar:v:1:y:2013:m:january:p:28-39
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    File URL: http://www.bancaria.it/en/credit-risk-the-case-of-italian-cooperative-banks/
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    Cited by:

    1. Antonio Salvi & Candida Bussoli & Lavinia Conca & Marisa Gigante, 2021. "Determinants of Non-Performing Loans: Evidence from Europe," International Journal of Business and Management, Canadian Center of Science and Education, vol. 13(10), pages 230-230, July.

    More about this item

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G34 - Financial Economics - - Corporate Finance and Governance - - - Mergers; Acquisitions; Restructuring; Corporate Governance
    • C21 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Cross-Sectional Models; Spatial Models; Treatment Effect Models

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