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Restructuring European banks

Author

Listed:
  • Giancarlo Durante

    (ABI)

  • Luigi Prosperetti

    (Università di Milano)

Abstract

The rapid changes in the habits and routines of customers, the increased competition among banks and threats coming from Fintech companies, technological innovations will continue to exert a strong pressure on bank margins. Banks are reacting by adjusting their production and distribution structures, in a difficult scenario in which there will be less banks but more competitors, lower margins, reduced physical networks

Suggested Citation

  • Giancarlo Durante & Luigi Prosperetti, 2017. "Restructuring European banks," BANCARIA, Bancaria Editrice, vol. 1, pages 11-17, January.
    • Handle: RePEc:ban:bancar:v:01:y:2017:m:january:p:11-17
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    File URL: http://www.bancaria.it/en/restructuring-european-banks/
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    More about this item

    JEL classification:

    • G01 - Financial Economics - - General - - - Financial Crises
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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