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Bringing European retailer reality to the payments conversation

Author

Listed:
  • Faas, Atze

    (EuroCommerce, Belgium)

Abstract

In this paper, Atze Faas shares his perspective on merchant payments, drawing on his personal experience working for bp, a large fuel retailer, as well as his recent activity working on retail payments in the EU context. After covering the key processes for establishing and executing a payments strategy, he discusses the legislative process of the EU in general. Before diving into the current payment related files currently under discussion, he explains how Europe has non-bank payment institutions and multiple domestic schemes. He covers the lack of competition and transparency around card payments, the importance of European payment solutions, such as instant payments and the digital euro, and the acceptance of cash. He finishes with a call to all stakeholders in the payments ecosystem to keep engaging with merchants.

Suggested Citation

  • Faas, Atze, 2025. "Bringing European retailer reality to the payments conversation," Journal of Payments Strategy & Systems, Henry Stewart Publications, vol. 19(1), pages 8-18, March.
    • Handle: RePEc:aza:jpss00:y:2025:v:19:i:1:p:8-18
    as

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    More about this item

    Keywords

    merchant payments; card schemes; instant payments; digital euro; cash; payment strategy; legislative process; competition;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

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