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Identity and verification in the digital age: Where we are today and what the future could hold

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  • Poole, David

Abstract

Thanks to the internet, the digital economy has changed the way people shop forever. However, this convenience has come at a price. In the effort to improve convenience and ease of use, financial and personal data have become exposed. This paper considers the identification and verification processes that have become necessary to allow digital transactions, and how upcoming developments, such as biometrics and machine learning, can impact the future and complement current identification and verification methods, like password and personal identity numbers, to strengthen data security.

Suggested Citation

  • Poole, David, 2017. "Identity and verification in the digital age: Where we are today and what the future could hold," Journal of Payments Strategy & Systems, Henry Stewart Publications, vol. 10(4), pages 383-388, February.
    • Handle: RePEc:aza:jpss00:y:2017:v:10:i:4:p:383-388
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    Citations

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    Cited by:

    1. Irina Dijmãrescu & Mariana Iatagan & Iulian Hurloiu & Marinela Geamãnu & Ciprian Rusescu & Adrian Dijmãrescu, 2022. "Neuromanagement decision making in facial recognition biometric authentication as a mobile payment technology in retail, restaurant, and hotel business models," Oeconomia Copernicana, Institute of Economic Research, vol. 13(1), pages 225-250, March.

    More about this item

    Keywords

    authentication; security; e-commerce; biometrics; machine learning; PIN;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

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