IDEAS home Printed from https://ideas.repec.org/a/aza/jdb000/y2024v9i3p222-237.html
   My bibliography  Save this article

Analysis of the current status and development path of digital transformation in Chinese commercial banks

Author

Listed:
  • Kaihui, Huang

    (China Zheshang Bank Co., Ltd., China)

  • Yi, Zhang

    (China Zheshang Bank Co., Ltd., China)

  • Hao, Wang

    (China Zheshang Bank Co., Ltd., China)

  • Zhengjin, Xiao

    (China Zheshang Bank Co., Ltd., China)

  • Bo, Yang

    (China Zheshang Bank Co., Ltd., China)

Abstract

The transition to digital operations is identified as an essential catalyst and a vital strategy for commercial banks to elevate the calibre of services and achieve qualitative growth. This paper discerns that the digitisation of commercial banking is the outcome of a confluence of both intrinsic and extrinsic motivational factors. Yet as this transformation deepens, it has unveiled an array of challenges and issues, which might result in developmental missteps for the industry. To navigate around these digital development traps, the paper articulates well-defined objectives for the digital transformation of commercial banks. The study is positioned to offer beneficial guidance and reference points for the digital evolution of commercial banks in China, propelling them towards a more stable and enduring growth within the digital paradigm.

Suggested Citation

  • Kaihui, Huang & Yi, Zhang & Hao, Wang & Zhengjin, Xiao & Bo, Yang, 2024. "Analysis of the current status and development path of digital transformation in Chinese commercial banks," Journal of Digital Banking, Henry Stewart Publications, vol. 9(3), pages 222-237, December.
    • Handle: RePEc:aza:jdb000:y:2024:v:9:i:3:p:222-237
    as

    Download full text from publisher

    File URL: https://hstalks.com/article/8999/download/
    Download Restriction: Requires a paid subscription for full access.
    File URL: https://hstalks.com/article/8999/
    Download Restriction: Requires a paid subscription for full access.
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    More about this item

    Keywords

    Commercial banks; digital transformation; financial technology; development path;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:aza:jdb000:y:2024:v:9:i:3:p:222-237. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Henry Stewart Talks (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.