IDEAS home Printed from https://ideas.repec.org/a/asi/adprev/v12y2024i3p317-334id5174.html
   My bibliography  Save this article

Determinants of access to rural financing in the democratic republic of Congo: The case of Kongo central

Author

Listed:
  • Israel Mandiangu
  • Augustin Mbangala Mapapa
  • Annie Cornet
  • Philippe Burny
  • Philippe Lebailly

Abstract

This article aims to identify the determinants influencing access to rural finance, focusing on a sample of 500 family farms in Kongo Central. This study revealed that membership in a financial solidarity group and awareness of the existence of a local development committee significantly influences access to credit using Probit and Logit regression methods. This study highlights the importance of supply and demand factors in accessing rural finance. Key demand-related determinants include gender, marital status, sector of activity, household size and high levels of education. This research suggests strengthening policies aimed at increasing financial education and women's empowerment to improve access to financing. These measures could enable more individuals especially women to effectively access and use financial services. By addressing these determinants can help policymakers better design interventions to support rural development in this province. The results underscore the need for a holistic approach considering both supply and demand factors to improve financial inclusion for rural populations.

Suggested Citation

  • Israel Mandiangu & Augustin Mbangala Mapapa & Annie Cornet & Philippe Burny & Philippe Lebailly, 2024. "Determinants of access to rural financing in the democratic republic of Congo: The case of Kongo central," Asian Development Policy Review, Asian Economic and Social Society, vol. 12(3), pages 317-334.
    • Handle: RePEc:asi:adprev:v:12:y:2024:i:3:p:317-334:id:5174
    as

    Download full text from publisher

    File URL: https://archive.aessweb.com/index.php/5008/article/view/5174/8049
    Download Restriction: no
    ---><---

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:asi:adprev:v:12:y:2024:i:3:p:317-334:id:5174. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Robert Allen (email available below). General contact details of provider: https://archive.aessweb.com/index.php/5008/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.