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Systemy dodatkowego oszczędzania na starość. Przesłanki, cele i znaczenie ekonomiczne

Author

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  • Barbara Maria Błaszczyk

Abstract

W niniejszym artykule przedstawione zostały argumenty natury demograficznej i ekonomicznej na rzecz tworzenia dodatkowych, prywatnych systemów emerytalnych (DSE) w celu uzupełnienia systemów publicznych i zapewnienia bezpiecznych i godziwych warunków zabezpieczenia społecznego na starość. W ślad za tym zostały omówione główne zasady budowania tych systemów oraz dane dotyczące osiągniętego przez nie zasięgu oraz znaczenia ekonomicznego. Przedstawione dane pozwalają przyjąć, że dodatkowe systemy emerytalne stały się trwałym elementem zabezpieczenia społecznego na starość w wielu krajach i że stanowią one ważny element zasobów finansowych gospodarek tych krajów.

Suggested Citation

  • Barbara Maria Błaszczyk, 2023. "Systemy dodatkowego oszczędzania na starość. Przesłanki, cele i znaczenie ekonomiczne," Ekonomista, Polskie Towarzystwo Ekonomiczne, issue 2, pages 217-244.
    • Handle: RePEc:aoq:ekonom:y:2023:i:2:p:217-244
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    References listed on IDEAS

    as
    1. Robert Holzmann & Edward Palmer & Robert Palacios & Stefano Sacchi, 2020. "Progress and Challenges of Nonfinancial Defined Contribution Pension Schemes," World Bank Publications - Books, The World Bank Group, number 32438.
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    3. Chlon, Agnieszka & Gora, Marek & Rutkowski, Michal, 1999. "Shaping pension reform in Poland : security through diversity," Social Protection Discussion Papers and Notes 20852, The World Bank.
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    More about this item

    Keywords

    system emerytalny; pracownicze plany emerytalne; fundusze emerytalne; dodatkowe systemy emerytalne; prywatne konta emerytalne;
    All these keywords.

    JEL classification:

    • G00 - Financial Economics - - General - - - General
    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
    • G41 - Financial Economics - - Behavioral Finance - - - Role and Effects of Psychological, Emotional, Social, and Cognitive Factors on Decision Making in Financial Markets
    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • J32 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs - - - Nonwage Labor Costs and Benefits; Retirement Plans; Private Pensions

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