IDEAS home Printed from https://ideas.repec.org/a/alu/journl/v3y2006i8p8.html
   My bibliography  Save this article

Dimensions of the credit risk analysis process and credit risk

Author

Listed:
  • IULIA IUGA

Abstract

The credit analysis represents the crediting risk evaluation process. The crediting risk must be considered based on what the bank expects achieve as a result of the crediting activities. The credit analyze process has two sides, a quantitative one and a qualitative one. The risk existence produces a risk exposure. This exposure is given by the actual value of all the losses or supplementary expenses that a subject- especially the bank- might have to take on in the future. The banking risk is the element of uncertainty that might interfere with bank activity or with the unfurling of one of its economic and financial operation.

Suggested Citation

  • Iulia Iuga, 2006. "Dimensions of the credit risk analysis process and credit risk," Annales Universitatis Apulensis Series Oeconomica, Faculty of Sciences, "1 Decembrie 1918" University, Alba Iulia, vol. 3(8), pages 1-8.
    • Handle: RePEc:alu:journl:v:3:y:2006:i:8:p:8
    as

    Download full text from publisher

    File URL: http://oeconomica.uab.ro/upload/lucrari/820063/08.pdf
    Download Restriction: no
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Violeta Elena DRAGOI & Elena Larisa PREDA & Adelina Nicoleta NICOLESCU, 2019. "Measures To Prevent The Risk Of Lending To Improve The Financial Performance. Analysis Of The Credit Risk Situation Within Brd - Groupe Société Générale S.A," Contemporary Economy Journal, Constantin Brancoveanu University, vol. 4(2), pages 65-74.

    More about this item

    Keywords

    credit risk; credit analyze;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:alu:journl:v:3:y:2006:i:8:p:8. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Dan-Constantin Danuletiu (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.