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The analysis of the penetration degree and density of private health insurance in Romania

Author

Listed:
  • Gheorghe MATEI
  • Bianca MIHART

    (University of Craiova)

Abstract

The low level of health expenditure per capita and the lack of efficiency within the Romanian health insurance system call for the creation and implementation of certain additional means medical risk management and healthcare financing. Therefore, in 2011 a bill has been drafted introducing an additional, private management structure for the health insurance system. Although, in theory, such a measure would have proven viable, existing inconsistencies have led to the postponement of this legislative reform for an undetermined period of time, during which the financial burden is still borne by the state budget.

Suggested Citation

  • Gheorghe MATEI & Bianca MIHART, 2012. "The analysis of the penetration degree and density of private health insurance in Romania," Finante - provocarile viitorului (Finance - Challenges of the Future), University of Craiova, Faculty of Economics and Business Administration, vol. 1(14), pages 69-73, December.
    • Handle: RePEc:aio:fpvfcf:v:1:y:2012:i:14:p:69-73
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    File URL: http://feaa.ucv.ro/FPV/014-08.pdf
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    Cited by:

    1. Gheorghe Matei & Bianca Volintiru, 2012. "Romania’s Private Health Insurance Market Potential," Annals of the University of Petrosani, Economics, University of Petrosani, Romania, vol. 12(3), pages 159-166.

    More about this item

    Keywords

    private insurance; healthcare financing;

    JEL classification:

    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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