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Reliability margin-sine-die condition for the performance of insurance companies

Author

Listed:
  • Florin Ion COANA
  • Rodica Viorica COANA
  • Iudit FODOR

    (Aurel Vlaicu University, Arad)

Abstract

In the European Union there are rules regarding the determination of the reliability margin and warranty funds. Thus authorized insurers on general insurances and/or life insurances by rightful institutions from EU member countries, have to permanently have an available reliability margin according to the activity they carry on. The available reliability margin will be at least equal to the minimum reliability margin. Romanian insurers estimate the available reliability margin, as well as the minimum reliability margin, from the regulations issued by the Insurance Surveillance Committee (ISC).

Suggested Citation

  • Florin Ion COANA & Rodica Viorica COANA & Iudit FODOR, 2008. "Reliability margin-sine-die condition for the performance of insurance companies," Finante - provocarile viitorului (Finance - Challenges of the Future), University of Craiova, Faculty of Economics and Business Administration, vol. 1(7), pages 84-88, May.
    • Handle: RePEc:aio:fpvfcf:v:1:y:2008:i:7:p:84-88
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    More about this item

    Keywords

    reliability margin; profitability; safety fund; solvency; Basel Agreement;
    All these keywords.

    JEL classification:

    • G00 - Financial Economics - - General - - - General
    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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