IDEAS home Printed from https://ideas.repec.org/a/aii/ijcmss/v2y2011i2p319-329.html
   My bibliography  Save this article

An Evaluation of Financial Indicators of District Central Cooperative Banks in India

Author

Listed:
  • Vijay S Hooda

    (Research Scholar, Department of Commerce, M.D.University Rohtak, Haryana – 124001, India)

Abstract

Co-operative banks have made significance progress in various important sectors of Indian economy. In India, co-operative banks are engaged in the task of production, processing, marketing and banking in India. District Central Co-operative Banks (DCCBs) are very common and well recognized institutions among co-operative credit institutions. DCCBs provide the necessary financial resources to PACSs and are responsible for their recovery. DCCBs are of two kinds, viz., pure and mixed. They have played significant role in the development of rural economy of India. The present paper explores and evaluates the growth and progress made by all District Central Cooperative Banks (DCCBs) in India. It is found that all the financial variables (capital, reserves, deposits, advances, demand, collection and overdues) increased with higher growth rate during 1995-1999 followed by the phase 1995-2009, 2000-2004 and 2005-2009 respectively on the basic of ACGR. The management of DCCBs and policy makers of these banks should focus on the corporate governance, professionalism, better outlook of branches, various attractive schemes of deposits and speed up the procedure of computerisation etc.

Suggested Citation

  • Vijay S Hooda, 2011. "An Evaluation of Financial Indicators of District Central Cooperative Banks in India," Indian Journal of Commerce and Management Studies, Educational Research Multimedia & Publications,India, vol. 2(2), pages 319-329, March.
    • Handle: RePEc:aii:ijcmss:v:2:y:2011:i:2:p:319-329
    as

    Download full text from publisher

    File URL: http://scholarshub.net/index.php/ijcms/article/view/408/398
    Download Restriction: no
    File URL: http://scholarshub.net/index.php/ijcms/article/view/408
    Download Restriction: no
    ---><---

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:aii:ijcmss:v:2:y:2011:i:2:p:319-329. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Mr. Asif Anjum (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.