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Empresariado, Iglesia y ahorro popular: las cajas de ahorro y Montes de Piedad de Castilla y León, 1841-2013

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  • Javier Moreno Lázaro

    (Facultad de Ciencias Económicas y Empresariales, Universidad de Valladolid, Avda. Valle de Esgueva, 6, 47011, Valladolid, España)

Abstract

This paper makes an effort to analyze the evolution of the Castilla Leon savings banks from their founding up to the 2008 crisis. It is an attempt to precisely identify the historical causes that led these institutions to a situation of complete insolvency. The text argues that their submission to public authorities, who forced their profits to be used to meet the social investment needs of the State itself, excessive exposure to the real estate business and the war waged from 1990 onwards to capture deposits, all led these institutions to bankruptcy. Furthermore, the article shows the very different conception these entities had in the eyes of the Church and civil society, an aspect neglected in the Economic History of Spain. KEY Classification-JEL: N23. N24. N94. N95

Suggested Citation

  • Javier Moreno Lázaro, 2014. "Empresariado, Iglesia y ahorro popular: las cajas de ahorro y Montes de Piedad de Castilla y León, 1841-2013," Investigaciones de Historia Económica - Economic History Research (IHE-EHR), Journal of the Spanish Economic History Association, Asociación Española de Historia Económica, vol. 10(03), pages 177-190.
    • Handle: RePEc:ahe:invest:v:10:y:2014:i:03:p:177-190
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    More about this item

    Keywords

    Cajas de ahorro. Sistema financiero. Castilla y León. Crisis económica. Financiación empresarial;

    JEL classification:

    • N23 - Economic History - - Financial Markets and Institutions - - - Europe: Pre-1913
    • N24 - Economic History - - Financial Markets and Institutions - - - Europe: 1913-
    • N94 - Economic History - - Regional and Urban History - - - Europe: 1913-
    • N95 - Economic History - - Regional and Urban History - - - Asia including Middle East

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