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The Main General and Special Rules Related to the Conclusion of the Insurance Contract

Author

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  • Ioana Nely MILITARU

    (Bucharest University of Economic Studies)

Abstract

The Romanian Civil Code serves as the general law governing the insurance contract, therefore also for the conclusion of this type of contract. Considering, however, the particularity determined by the valences of the insurance operation, which are highlighted by economic, technical, and legal aspects, the insurance contract, respectively its conclusion, is supplemented with special regulations. Moreover, a determining role in the formation of the insurance contract is played by its pre-contractual stage, characterized by the obligation of insurers to inform potential insured parties, on the one hand, and the obligation of potential insured parties to inform insurers, on the other hand.

Suggested Citation

  • Ioana Nely MILITARU, 2024. "The Main General and Special Rules Related to the Conclusion of the Insurance Contract," CECCAR Business Review, Body of Expert and Licensed Accountants of Romania (CECCAR), vol. 5(8), pages 22-30, August.
    • Handle: RePEc:ahd:journl:v:5:y:2024:i:8:p:22-30
    DOI: 10.37945/cbr.2024.08.03
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    More about this item

    Keywords

    insured party; insurer; offer; offer acceptance; insurance policy; obligation to inform;
    All these keywords.

    JEL classification:

    • K12 - Law and Economics - - Basic Areas of Law - - - Contract Law
    • K15 - Law and Economics - - Basic Areas of Law - - - Civil Law; Common Law
    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • G52 - Financial Economics - - Household Finance - - - Insurance

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