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Will Branch Banking Increase Credit and Competition in Rural Communities?

Author

Listed:
  • Barkley, David L.
  • Potts, Glenn T.

Abstract

Neither branch banking nor unit banking offers clearly better service to rural areas. Branch banks (one bank, many offices) seem more competitive than unit banks and may make a higher proportion of their assets available for loans. Unit banks (one bank, one office) may be more attuned to the special needs of their areas. Contrasting situations in Arizona and Colorado are examined.

Suggested Citation

  • Barkley, David L. & Potts, Glenn T., 1985. "Will Branch Banking Increase Credit and Competition in Rural Communities?," Rural America/ Rural Development Perspectives, United States Department of Agriculture, Economic Research Service, vol. 1(3), June.
    • Handle: RePEc:ags:uersra:310293
    DOI: 10.22004/ag.econ.310293
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    Cited by:

    1. Green, Gary P. & Kwong, Tsz Man & Tigges, Leann M., 1995. "Embeddedness and capital markets: Bank financing of businesses," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 24(1), pages 129-149.

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