IDEAS home Printed from https://ideas.repec.org/a/ags/stagec/276090.html
   My bibliography  Save this article

Adoption and impact of credit-linked crop index insurance: a case study in Mali

Author

Listed:
  • Duchoslav, Jan
  • van Asseldonk, Marcel

Abstract

Linking insurance with credit is a promising approach towards overcoming the main difficulties of scaling up crop insurance in Africa. The current research revealed that credit-linked crop insurance adopters in Mali were on average larger households than non-adopters, were living more often from subsistence agriculture, were less patient and less likely to produce maize, while operating on smaller farms. However, propensity score matching revealed that changes in terms of production decisions or wellbeing were limited compared to credit-users. To achieve scaling, linking crop insurance with credit should not only be beneficial for banks to limit their exposure (on a mandatory basis), but should become beneficial as well for smallholders (in terms of better access to credit, lower interest rates or less required collateral).

Suggested Citation

  • Duchoslav, Jan & van Asseldonk, Marcel, 2018. "Adoption and impact of credit-linked crop index insurance: a case study in Mali," Studies in Agricultural Economics, Research Institute for Agricultural Economics, vol. 120(2), August.
    • Handle: RePEc:ags:stagec:276090
    DOI: 10.22004/ag.econ.276090
    as

    Download full text from publisher

    File URL: https://ageconsearch.umn.edu/record/276090/files/1813_DUCHOSLAV_20180814.pdf
    Download Restriction: no
    File URL: https://libkey.io/10.22004/ag.econ.276090?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    References listed on IDEAS

    as
    1. Michael R. CARTER & Alain de JANVRY & Elisabeth SADOULET & Alexandros SARRIS, 2014. "Index-based weather insurance for developing countries: A review of evidence and a set of propositions for up-scaling," Working Papers P111, FERDI.
    2. David E. Sahn & David Stifel, 2003. "Exploring Alternative Measures of Welfare in the Absence of Expenditure Data," Review of Income and Wealth, International Association for Research in Income and Wealth, vol. 49(4), pages 463-489, December.
    3. Thomas Url & Franz Sinabell & Karin Heinschink, 2018. "Addressing basis risk in agricultural margin insurances," Agricultural Finance Review, Emerald Group Publishing Limited, vol. 78(2), pages 233-245, February.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Winters, P. & Kafle, K. & Benfica, R., 2018. "IFAD RESEARCH SERIES 21 - Does relative deprivation induce migration? Evidence from sub-Saharan Africa," IFAD Research Series 280070, International Fund for Agricultural Development (IFAD).
    2. Lokosang, L.B. & Ramroop, S. & Zewotir, T., 2014. "Indexing household resilience to food insecurity shocks: The case of South Sudan," Agrekon, Agricultural Economics Association of South Africa (AEASA), vol. 53(2), June.
    3. Derek Headey & David Stifel & Liangzhi You & Zhe Guo, 2018. "Remoteness, urbanization, and child nutrition in sub‐Saharan Africa," Agricultural Economics, International Association of Agricultural Economists, vol. 49(6), pages 765-775, November.
    4. Janina Isabel Steinert & Lucie Dale Cluver & G. J. Melendez-Torres & Sebastian Vollmer, 2018. "One Size Fits All? The Validity of a Composite Poverty Index Across Urban and Rural Households in South Africa," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 136(1), pages 51-72, February.
    5. Kinyondo, Abel Alfred & Ntegwa, Magashi Joseph & Masawe, Cresencia Apolinary, 2022. "Socioeconomic Inequality in Maternal Healthcare Services: The Case of Tanzania," African Journal of Economic Review, African Journal of Economic Review, vol. 10(1), January.
    6. Janz, Teresa & Augsburg, Britta & Gassmann, Franziska & Nimeh, Zina, 2023. "Leaving no one behind: Urban poverty traps in Sub-Saharan Africa," World Development, Elsevier, vol. 172(C).
    7. Lichner, Ivan & Lyócsa, Štefan & Výrostová, Eva, 2022. "Nominal and discretionary household income convergence: The effect of a crisis in a small open economy," Structural Change and Economic Dynamics, Elsevier, vol. 61(C), pages 18-31.
    8. Darius Erlangga & Shehzad Ali & Karen Bloor, 2019. "The impact of public health insurance on healthcare utilisation in Indonesia: evidence from panel data," International Journal of Public Health, Springer;Swiss School of Public Health (SSPH+), vol. 64(4), pages 603-613, May.
    9. Dumas, Christelle, 2013. "Market Imperfections and Child Labor," World Development, Elsevier, vol. 42(C), pages 127-142.
    10. Cluver, L. & Shenderovich, Y. & Meinck, F. & Berezin, M.N. & Doubt, J. & Ward, C.L. & Parra-Cardona, J. & Lombard, C. & Lachman, J.M. & Wittesaele, C. & Wessels, I. & Gardner, F. & Steinert, J.I., 2020. "Parenting, mental health and economic pathways to prevention of violence against children in South Africa," Social Science & Medicine, Elsevier, vol. 262(C).
    11. Nguyen, Cuong & Lo, Duc, 2016. "Testing Proxy Means Tests in the Field: Evidence from Vietnam," MPRA Paper 80002, University Library of Munich, Germany.
    12. Abderrahman Yassine & Fatima Bakass, 2022. "Do Education and Employment Play a Role in Youth’s Poverty Alleviation? Evidence from Morocco," Sustainability, MDPI, vol. 14(18), pages 1-25, September.
    13. Oginni, Ayodeji & Ahonsi, Babatunde & Ukwuije, Francis, 2013. "Are female-headed households typically poorer than male-headed households in Nigeria?," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 45(C), pages 132-137.
    14. Démurger, Sylvie & Fournier, Martin, 2011. "Poverty and firewood consumption: A case study of rural households in northern China," China Economic Review, Elsevier, vol. 22(4), pages 512-523.
    15. Felkner, John S. & Lee, Hyun & Shaikh, Sabina & Kolata, Alan & Binford, Michael, 2022. "The interrelated impacts of credit access, market access and forest proximity on livelihood strategies in Cambodia," World Development, Elsevier, vol. 155(C).
    16. Nordjo, R. & Adjasi, C., 2018. "The Impact of Finance on Welfare of Smallholder Farm Household in Ghana," 2018 Conference, July 28-August 2, 2018, Vancouver, British Columbia 277142, International Association of Agricultural Economists.
    17. Bredl, Sebastian, 2012. "Child Quality and Child Quantity: Evidence from Bolivian Household Surveys," VfS Annual Conference 2012 (Goettingen): New Approaches and Challenges for the Labor Market of the 21st Century 62065, Verein für Socialpolitik / German Economic Association.
    18. Desiere, Sam & Vellema, Wytse & D’Haese, Marijke, 2014. "A validity assessment of the Progress out of Poverty Index (PPI) for Rwanda," 2014 International Congress, August 26-29, 2014, Ljubljana, Slovenia 182727, European Association of Agricultural Economists.
    19. Kenneth W. Clements & Dongling Chen, 2010. "Affluence and Food: A Simple Way to Infer Incomes," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 92(4), pages 909-926.
    20. Crook, David R. & Robinson, Brian E. & Li, Ping, 2020. "The Impact of Snowstorms, Droughts and Locust Outbreaks on Livestock Production in Inner Mongolia: Anticipation and Adaptation to Environmental Shocks," Ecological Economics, Elsevier, vol. 177(C).

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ags:stagec:276090. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: AgEcon Search (email available below). General contact details of provider: https://edirc.repec.org/data/akiiihu.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.