Assessment of Cyber Risk Exposures of Poultry Farmers in Accessing Digital Finance in Oyigbo Local Government Area Rivers State, Nigeria

This study examined the assessment of cyber risk exposure of poultry farmers in accessing digital finance in Oyigbo Local Government Area, Rivers State, Nigeria. Specific objectives include to describe the socio-economic characteristics of poultry farmers in accessing digital finance, analyzed the factors that influence the level of cyber security literacy among poultry farmers and examined the perception of poultry farmers in accessing digital finance. Data were collected with the aid of questionnaires, administered to ninety (90) poultry farmers. The data were analyzed using descriptive statistics and multinomial logit regression. The study shows that majority (66.7%) were male, majority (85.5%) married and six (6) at average member of the family, with mean age of 39.2 years. The result of multinomial logistic regression shows that age, household size, educational level, farming status and annual savings were statistically significant influencing the levels of adoption of cyber security measures in accessing digital finance by poultry farmers. The study therefore recommends that Government, NGOs and financial institution should educate farmers on the importance of cybersecurity; farmers should be educated on the importance of using secure Wi-Fi connections and avoid using public Wi-Fi for sensitive transactions; farmers should use of strong and unique passwords for financial accounts