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Determinants of Women's Participation in Self-Help Group (SHG)-Led Microfinance Programme in Tamil Nadu

Author

Listed:
  • Anjugam, M.
  • Ramasamy, C.

Abstract

Factors determining participation of women in microfinance programme in Tamil Nadu have been identified following the multi-stage purposive and random sampling technique and selecting Coimbatore and Ramanathapuram districts for the study. It has been observed that socially backward, landless and marginal farm households participate more in this programme. Possession of livestock and consumer goods by the member households has been found to deter the joining of group. However, the number of households having informal borrowings, especially from moneylenders has been recorded to be higher among the members before joining the group. Analysis of determinants of women’s participation in microfinance programme using probit model has revealed that the age of women and value of productive assets other than land have a significant negative influence on their participation. However, social backwardness, indebtedness and presence of other microcredit programmes in the same or nearby villages have a significant positive influence on women’s participation in this programme.

Suggested Citation

  • Anjugam, M. & Ramasamy, C., 2007. "Determinants of Women's Participation in Self-Help Group (SHG)-Led Microfinance Programme in Tamil Nadu," Agricultural Economics Research Review, Agricultural Economics Research Association (India), vol. 20(2).
    • Handle: RePEc:ags:aerrae:47334
    DOI: 10.22004/ag.econ.47334
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    References listed on IDEAS

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    1. Puhazhendhi, V. & Jayaraman, B., 1999. "Increasing Women's Participation and Employment Generation among Rural Poor: An Approach through Informal Groups," Indian Journal of Agricultural Economics, Indian Society of Agricultural Economics, vol. 54(3), September.
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    Cited by:

    1. Kangogo, Daniel & Lagat, Job & Ithinji, Gicuru, 2013. "The Influence of Social Capital Dimensions on Household Participation in Micro-Credit Groups and Loan Repayment Performance in Uasin Gishu County, Kenya," MPRA Paper 48624, University Library of Munich, Germany.
    2. Villacis, Alexis H. & Kopp, Thomas & Mishra, Ashok K., 2024. "Agricultural marketing channels and market prices: Evidence from high-value crop producers in India," Economic Analysis and Policy, Elsevier, vol. 81(C), pages 1308-1321.

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    Keywords

    Agricultural Finance;

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