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Car Insurance – Engine For The Romanian Insurance Market

Author

Listed:
  • Gherasim Solovestru Domide

    (Bucharest University of Economic Studies)

  • Alexandru Domide

    (Rocredit Broker de Asigurare SRL, Baia Mare)

Abstract

The paper presents the evolution of risk underwriting for the general insurance and motor insurance by the insurance companies with insurance activity in Romania during 2007 until 2012. In the analyzed period we have noted an increase and then a decrease in the risk underwriting value for all the classes of general insurance. During this period, within the classes of general insurance, the car insurance are holding values above 50% of total subscriptions. This fact has a negative impact over the profitability of Romanian insurance market. Claims ratio is having the highest value recorded in the car insurance sector. These aspects are encountered in the Romanian insurance market. In other EU countries the share of car insurance is not so large within general insurance.

Suggested Citation

  • Gherasim Solovestru Domide & Alexandru Domide, 2013. "Car Insurance – Engine For The Romanian Insurance Market," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania / Editura Economica, vol. 0(Special I), pages 30-37, March.
    • Handle: RePEc:agr:journl:v:xx:y:2013:i:special-i:p:30-37
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