The Implications of Money Management for Investment- Decisions among University Undergraduates in Punjab

Money management is essential for effective investment decisions and long-term economic well-being. This research study investigates the implications of money management for investment decisions among undergraduates of public-sector higher education institutions (HEIs) in the Punjab Province of Pakistan. This is particularly important in the present economic scenario of Pakistani HEIs, where undergraduates often lack the necessary skills for money management for better investment decisions. This study has used the multistage sampling technique for the study sample of undergraduate students. A comprehensive questionnaire was used for data collection from the selected respondents. The collected data were analyzed statistically and the major findings have been presented in this research paper. The results showed a significant relationship between money management and investment decisions among the public-sector university-undergraduates. Therefore, this research recommends the incorporation of money-management courses into the educational curricula to make investment-decision capabilities better, for future generations.