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The Impact of Cryptocurrency Investor Risk Perception and Awareness on the Current Uses and Future Projections of Cryptocurrencies: A Research on Istanbul Provincial Health Directorate Employees

Author

Listed:
  • Mustafa Özyeşil

    (İstanbul Aydin University)

  • Havane Tembelo

    (Istanbul Aydin University)

Abstract

This study investigates cryptocurrency knowledge, risk perception, and investment strategies among Istanbul Provincial Health Directorate employees. Analyzing data from 399 participants using the Cryptocurrency Investment Trust Scale, which is developed by Ozyesil and Tembelo (2023), results indicate limited cryptocurrency awareness, moderate risk perception, and conservative investment tendencies. While most participants have heard of cryptocurrency, their understanding remains shallow, perceiving it as high- risk and favoring traditional financial instruments. The study emphasizes the necessity of educational initiatives and regulatory frameworks to facilitate safe and compliant cryptocurrency usage within the healthcare sector.

Suggested Citation

  • Mustafa Özyeşil & Havane Tembelo, 2024. "The Impact of Cryptocurrency Investor Risk Perception and Awareness on the Current Uses and Future Projections of Cryptocurrencies: A Research on Istanbul Provincial Health Directorate Employees," Journal of Finance Letters (Maliye ve Finans Yazıları), Maliye ve Finans Yazıları Yayıncılık Ltd. Şti., vol. 39(121), pages 89-117, April.
    • Handle: RePEc:acc:malfin:v:39:y:2024:i:121:p:89-117
    DOI: https://doi.org/10.33203/mfy.1336082
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    More about this item

    Keywords

    Cryptocurrency; Blockchain; Cryptocurrency Risk; Crypto- currency Awareness;
    All these keywords.

    JEL classification:

    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • I18 - Health, Education, and Welfare - - Health - - - Government Policy; Regulation; Public Health
    • O32 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Management of Technological Innovation and R&D

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