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Variable Analysis in the Evaluation of Credit Card Applications

Author

Listed:
  • Mehmet Yazıcı

    (İstanbul Arel University)

Abstract

In last two years, diminishing financial sources and growing legal follow-up ratios (the most important part of the legal follow-up figures are coming from unpaid credit cards) in bank loans has led to increasing importance of profitability and bank performances. Efficient risk management and lending activities are the results of the actions that are taken from today in accordance with the prediction of the future risks. This study is a kind of experiment that is searching the best variable in risk assessment of a credit card customer.

Suggested Citation

  • Mehmet Yazıcı, 2011. "Variable Analysis in the Evaluation of Credit Card Applications," Journal of Finance Letters (Maliye ve Finans Yazıları), Maliye ve Finans Yazıları Yayıncılık Ltd. Şti., vol. 26(90), pages 9-22, January.
    • Handle: RePEc:acc:malfin:v:26:y:2011:i:90:p:9-22
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