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Personal Finance Management In Poland From 2004-2013

Author

Listed:
  • Marta Musiał

    (Faculty of management and Economics of Services, University of Szczecin)

Abstract

This article describes the state of household finance management in Poland. The analysis consists of three basic elements of household finance, such as income and expenditure of Polish households, savings and investments of Polish households, and Polish households debt. The presented data represent the time period from 2004 to 2013. The data came from reports of National Central Bank in Poland and Central Statistical Office in Poland. Based on the presented data, it can be said that the situation of Polish household has improved during the analyzed period. Moreover, Polish household characterized risk aversion decision by saving their money mostly in the form of bank deposit or cash.

Suggested Citation

  • Marta Musiał, 2015. "Personal Finance Management In Poland From 2004-2013," CBU International Conference Proceedings, ISE Research Institute, vol. 3(0), pages 213-217, September.
    • Handle: RePEc:aad:iseicj:v:3:y:2015:i:0:p:213-217
    DOI: 10.12955/cbup.v3.603
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    More about this item

    Keywords

    personal financehousehold finance; savings; credits;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • D31 - Microeconomics - - Distribution - - - Personal Income and Wealth Distribution
    • L84 - Industrial Organization - - Industry Studies: Services - - - Personal, Professional, and Business Services

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