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An Overall Perspective on Banking Regulation Author info | Abstract | Publisher info | Download info | Related research | Statistics Xavier Freixas ()
We survey the theory of banking regulation from the general perspective of regulatory theory. Starting by considering the different justifications of financial intermediation, we proceed to identify the market failures that make banking regulation necessary. We then succinctly compare how the analysis of regulation compares in the domains of banking and industrial organization. Finally we analyse why a safety net for banks could be part of banking regulation and how it can be structured in an efficient way.
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Paper provided by Department of Economics and Business, Universitat Pompeu Fabra in its series Economics Working Papers with number
664.
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Date of creation: Feb 2003Date of revision:
Handle: RePEc:upf:upfgen:664Contact details of provider: Web page: http://www.econ.upf.edu/
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Keywords: Banking regulation ; efficiency ; financial stability ; banking supervision ; Other versions of this item:
Find related papers by JEL classification: G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Mortgages G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
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references Cited by : (explanations , Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile , click on "citations" and make appropriate adjustments.)
Benjamin Lorent, 2008.
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