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Do universal banks create value? Universal bank affiliation and company performance in Belgium, 1905-1909

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Author Info
Overfelt, Wouter Van
Annaert, Jan
Ceuster, Marc De
Deloof, Marc
Abstract

We investigate the impact of universal bank relations on the performance and the risk of listed companies in Belgium in the period 1905-1909. Our results are consistent with the view that universal banks are efficient institutions which overcome problems of asymmetric association inevitably associated with external finance. We find that universal bank affiliation was positively linked with market-to-book ratio and return-on-assets. Performance was also positively related to the degree of bank involvement. Universal bank relations were significant and negatively correlated with volatility of return-on-assets. Finally, stock return performance, measured by the Sharpe ratio, was also significantly better for affiliated corporations.

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File URL: http://www.sciencedirect.com/science/article/B6WFJ-4T4J874-1/2/da2c52e0a430c06f5c0e8ecfc62cd967
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Publisher Info
Article provided by Elsevier in its journal Explorations in Economic History.

Volume (Year): 46 (2009)
Issue (Month): 2 (April)
Pages: 253-265
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Handle: RePEc:eee:exehis:v:46:y:2009:i:2:p:253-265

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Web page: http://www.elsevier.com/locate/inca/622830

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Related research
Keywords: Company performance Company risk Universal banks Director interlocks;

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This page was last updated on 2009-11-7.


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