Demographic Factors and Price Distortions in Insurance
Author
Abstract
Suggested Citation
DOI: 10.1111/rmir.12027
Download full text from publisher
References listed on IDEAS
- Browne, Mark J & Hoyt, Robert E, 2000. "The Demand for Flood Insurance: Empirical Evidence," Journal of Risk and Uncertainty, Springer, vol. 20(3), pages 291-306, May.
- Luigi Buzzacchi & Tommaso M. Valletti, 2005.
"Strategic Price Discrimination in Compulsory Insurance Markets,"
The Geneva Risk and Insurance Review, Palgrave Macmillan;International Association for the Study of Insurance Economics (The Geneva Association), vol. 30(1), pages 71-97, June.
- Luigi Buzzacchi & Tommaso Valletti, 2005. "Strategic Price Discrimination in Compulsory Insurance Markets," The Geneva Papers on Risk and Insurance Theory, Springer;International Association for the Study of Insurance Economics (The Geneva Association), vol. 30(1), pages 71-97, June.
- Charles M. Nyce & Patrick Maroney, 2011. "Are Territorial Rating Models Outdated in Residential Property Insurance Markets? Evidence From the Florida Property Insurance Market," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 14(2), pages 201-232, September.
- Michael S. Gutter & Charles B. Hatcher, 2008. "Racial Differences in the Demand for Life Insurance," Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 75(3), pages 677-689, September.
- Richard Schmalensee, 1984. "Imperfect Information and the Equitability of Competitive Prices," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 99(3), pages 441-460.
- Michio Naoi & Miki Seko & Kazuto Sumita, 2010. "Community Rating, Cross Subsidies and Underinsurance: Why so many Households in Japan do not Purchase Earthquake Insurance," The Journal of Real Estate Finance and Economics, Springer, vol. 40(4), pages 544-561, May.
- Michael Hoy & Julia Witt, 2007.
"Welfare Effects of Banning Genetic Information in the Life Insurance Market: The Case of BRCA1/2 Genes,"
Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 74(3), pages 523-546, September.
- Michael Hoy & Julia Witt, 2005. "Welfare Effects of Banning Genetic Information in the Life Insurance Market: The Case of BRCA1/2 Genes," Working Papers 0505, University of Guelph, Department of Economics and Finance.
- Frech, H E, III & Samprone, Joseph C, Jr, 1980. "The Welfare Loss of Excess Nonprice Competition: The Case of Property-Liability Insurance Regulation," Journal of Law and Economics, University of Chicago Press, vol. 23(2), pages 429-440, October.
- Harrington, Scott E, 1987. "A Note on the Impact of Auto Insurance Rate Regulation," The Review of Economics and Statistics, MIT Press, vol. 69(1), pages 166-170, February.
- Laureen Regan, 2007. "Unfair Discrimination and Homeowners Insurance Availability: An Empirical Analysis," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 10(1), pages 13-31, March.
- Cassandra R. Cole & David A. Macpherson & Kathleen A. McCullough, 2010. "A Comparison of Hurricane Loss Models," Journal of Insurance Issues, Western Risk and Insurance Association, vol. 33(1), pages 31-53.
- Anderson, Patricia M & Meyer, Bruce D, 1993. "Unemployment Insurance in the United States: Layoff Incentives and Cross Subsidies," Journal of Labor Economics, University of Chicago Press, vol. 11(1), pages 70-95, January.
- Ippolito, Richard A, 1979. "The Effects of Price Regulation in the Automobile Insurance Industry," Journal of Law and Economics, University of Chicago Press, vol. 22(1), pages 55-89, April.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Dionne, Georges & Harrington, Scott, 2017. "Insurance and Insurance Markets," Working Papers 17-2, HEC Montreal, Canada Research Chair in Risk Management.
- Susan J. Suponcic & Sharon Tennyson, 1995. "Rate Regulation and the Industrial Organization of Automobile Insurance," NBER Working Papers 5275, National Bureau of Economic Research, Inc.
- Shinichi Kamiya & Noriyoshi Yanase, 2019. "Learning from extreme catastrophes," Journal of Risk and Uncertainty, Springer, vol. 59(1), pages 85-124, August.
- Georges Dionne & Casey G. Rothschild, 2011.
"Risk Classification in Insurance Contracting,"
Cahiers de recherche
1137, CIRPEE.
- Dionne, Georges & Rothschild, Casey, 2012. "Risk classification in insurance contracting," Working Papers 11-5, HEC Montreal, Canada Research Chair in Risk Management.
- Susan J. Suponcic & Sharon Tennyson, 1998. "Rate Regulation and the Industrial Organization of Automobile Insurance," NBER Chapters, in: The Economics of Property-Casualty Insurance, pages 113-138, National Bureau of Economic Research, Inc.
- Nat Pope & Yu‐Luen Ma, 2008. "The Market Structure–Performance Relationship in the International Insurance Sector," Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 75(4), pages 947-966, December.
- Kesternich, Iris & Schumacher, Heiner, 2009. "On the Use of Information in Repeated Insurance Markets," Discussion Paper Series of SFB/TR 15 Governance and the Efficiency of Economic Systems 280, Free University of Berlin, Humboldt University of Berlin, University of Bonn, University of Mannheim, University of Munich.
- Ligon, James A. & Cather, David A., 1997. "The informational value of insurance purchases: Evidence from the property-liability insurance market," Journal of Banking & Finance, Elsevier, vol. 21(7), pages 989-1016, July.
- Daniel R. Petrolia & Craig E. Landry & Keith H. Coble, 2013. "Risk Preferences, Risk Perceptions, and Flood Insurance," Land Economics, University of Wisconsin Press, vol. 89(2), pages 227-245.
- Georges Dionne & Casey Rothschild, 2014.
"Economic Effects of Risk Classification Bans,"
The Geneva Risk and Insurance Review, Palgrave Macmillan;International Association for the Study of Insurance Economics (The Geneva Association), vol. 39(2), pages 184-221, September.
- Georges Dionne & Casey G. Rothschild, 2014. "Economic Effects of Risk Classification Bans," Cahiers de recherche 1420, CIRPEE.
- Dionne, Georges & Rothschild, Casey, 2014. "Economic Effects of Risk Classification Bans," Working Papers 14-4, HEC Montreal, Canada Research Chair in Risk Management.
- Terry Dinan & Perry Beider & David Wylie, 2019. "The National Flood Insurance Program: Is It Financially Sound?," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 22(1), pages 15-38, March.
- Dong Wang & Rachel A. Davidson & Joseph E. Trainor & Linda K. Nozick & Jamie Kruse, 2017. "Homeowner purchase of insurance for hurricane-induced wind and flood damage," Natural Hazards: Journal of the International Society for the Prevention and Mitigation of Natural Hazards, Springer;International Society for the Prevention and Mitigation of Natural Hazards, vol. 88(1), pages 221-245, August.
- Jaspersen, Johannes G. & Richter, Andreas, 2015. "The wealth effects of premium subsidies on moral hazard in insurance markets," European Economic Review, Elsevier, vol. 77(C), pages 139-153.
- Peter John Robinson & W. J. Wouter Botzen & Fujin Zhou, 2021.
"An experimental study of charity hazard: The effect of risky and ambiguous government compensation on flood insurance demand,"
Journal of Risk and Uncertainty, Springer, vol. 63(3), pages 275-318, December.
- Peter John Robinson & W.J.W. Botzen & F. Zhou, 2019. "An experimental study of charity hazard: The effect of risky and ambiguous government compensation on flood insurance demand," Working Papers 19-19, Utrecht School of Economics.
- Xiao Lin, 2020. "Risk awareness and adverse selection in catastrophe insurance: Evidence from California’s residential earthquake insurance market," Journal of Risk and Uncertainty, Springer, vol. 61(1), pages 43-65, August.
- Kendra Marcoux & Katherine R. H. Wagner, 2023. "Fifty Years of U.S. Natural Disaster Insurance Policy," CESifo Working Paper Series 10431, CESifo.
- Howard Kunreuther & Erwann Michel-Kerjan, 2015. "Demand for fixed-price multi-year contracts: Experimental evidence from insurance decisions," Journal of Risk and Uncertainty, Springer, vol. 51(2), pages 171-194, October.
- Matthew Ranson & Lisa Tarquinio & Audrey Lew, 2016. "Modeling the Impact of Climate Change on Extreme Weather Losses," NCEE Working Paper Series 201602, National Center for Environmental Economics, U.S. Environmental Protection Agency, revised May 2016.
- Block, Walter & Snow, Nicholas & Stringham, Edward, 2008. "Banks, insurance companies, and discrimination," MPRA Paper 26035, University Library of Munich, Germany.
- Cahuc, Pierre & Zylberberg, André, 2008.
"Optimum income taxation and layoff taxes,"
Journal of Public Economics, Elsevier, vol. 92(10-11), pages 2003-2019, October.
- Cahuc, Pierre & Zylberberg, Andre, 2005. "Optimum Income Taxation and Layoff Taxes," CEPR Discussion Papers 5170, C.E.P.R. Discussion Papers.
- Cahuc, Pierre & Zylberberg, Andre, 2005. "Optimum Income Taxation and Layoff Taxes," IZA Discussion Papers 1678, Institute of Labor Economics (IZA).
- Pierre Cahuc & André Zylberberg, 2008. "Optimum income taxation and layoff taxes," Université Paris1 Panthéon-Sorbonne (Post-Print and Working Papers) halshs-00255794, HAL.
- Pierre Cahuc & André Zylberberg, 2008. "Optimum income taxation and layoff taxes," Post-Print halshs-00255794, HAL.
Corrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bla:rmgtin:v:18:y:2015:i:1:p:1-28. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Wiley Content Delivery (email available below). General contact details of provider: http://www.blackwellpublishing.com/journal.asp?ref=1098-1616 .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.