IDEAS home Printed from https://ideas.repec.org/p/iab/iabkbe/201215.html
   My bibliography  Save this paper

Arbeitslosengeld-II-Empfänger: Private Altersvorsorge fehlt, wo sie am nötigsten ist

Author

Listed:
  • Promberger, Markus

    (Institute for Employment Research (IAB), Nuremberg, Germany)

  • Wübbeke, Christina

    (Institute for Employment Research (IAB), Nuremberg, Germany)

  • Zylowski, Anika

    (Technischen Universität Dortmund, Institut für Schulentwicklung)

Abstract

"Seit der Riester-Rentenreform von 2001 wirbt die Bundesregierung intensiv für die ergänzende private Altersvorsorge. Staatliche Zulagen und Steuervorteile sollen das Sparen attraktiv machen und vor allem Familien und Geringverdienern den Aufbau kapitalgedeckter Rentenansprüche erleichtern. Der Kurzbericht zeigt, dass dieses Konzept gerade dort nicht funktioniert, wo eine Ergänzung des gesetzlichen Rentenanspruchs besonders vonnöten wäre - bei Beziehern von niedrigen Einkommen und speziell bei den Empfängern von Arbeitslosengeld II, einer Gruppe mit hohem Altersarmutsrisiko und geringen Sparmöglichkeiten." (Autorenreferat, IAB-Doku)

Suggested Citation

  • Promberger, Markus & Wübbeke, Christina & Zylowski, Anika, 2012. "Arbeitslosengeld-II-Empfänger: Private Altersvorsorge fehlt, wo sie am nötigsten ist," IAB-Kurzbericht 201215, Institut für Arbeitsmarkt- und Berufsforschung (IAB), Nürnberg [Institute for Employment Research, Nuremberg, Germany].
    • Handle: RePEc:iab:iabkbe:201215
    as

    Download full text from publisher

    File URL: https://doku.iab.de/kurzber/2012/kb1512.pdf
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Trappmann, Mark & Christoph, Bernhard & Achatz, Juliane & Wenzig, Claudia & Müller, Gerrit & Gebhardt, Daniel, 2009. "Design and stratification of PASS : a new panel study for research on long term unemployment," IAB-Discussion Paper 200905, Institut für Arbeitsmarkt- und Berufsforschung (IAB), Nürnberg [Institute for Employment Research, Nuremberg, Germany].
    2. Wilke, Felix, 2012. "Riester-Vorsorge zwischen Theorie und empirischer Evidenz: Wie hilfreich ist das Lebenszyklusmodell?," WSI-Mitteilungen, Nomos Verlagsgesellschaft mbH & Co. KG, vol. 65(3), pages 189-197.
    3. Johannes Geyer, 2011. "Riester-Rente: Rezept gegen Altersarmut?," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, vol. 78(47), pages 16-21.
    4. Christian Pfarr & Udo Schneider, 2011. "Anreizeffekte und Angebotsinduzierung im Rahmen der Riester‐Rente: Eine empirische Analyse geschlechts‐ und sozialisationsbedingter Unterschiede," Perspektiven der Wirtschaftspolitik, Verein für Socialpolitik, vol. 12(1), pages 27-46, February.
    5. Martha A. Starr, 2009. "Lifestyle conformity and lifecycle saving: a Veblenian perspective," Cambridge Journal of Economics, Cambridge Political Economy Society, vol. 33(1), pages 25-49, January.
    6. Michela Coppola & Martin Gasche, 2011. "Die Riester-Förderung — Mangelnde Information als Verbreitungshemmnis," Wirtschaftsdienst, Springer;ZBW - Leibniz Information Centre for Economics, vol. 91(11), pages 792-799, November.
    7. Bethmann, Arne (Hrsg.) & Gebhardt, Daniel (Hrsg.) & Trappmann, Mark (Mitarb.) & Müller, Gerrit (Mitarb.) & Beste, Jonas (Mitarb.) & Eggs, Johannes (Mitarb.) & Gundert, Stefanie (Mitarb.), 2011. "User guide "Panel Study Labour Market and Social Security" (PASS) : wave 3," FDZ Datenreport. Documentation on Labour Market Data 201104_en, Institut für Arbeitsmarkt- und Berufsforschung (IAB), Nürnberg [Institute for Employment Research, Nuremberg, Germany].
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Eva Bell, 2012. "Riester-Renten müssen verbraucherfreundlicher sein," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, vol. 81(2), pages 255-266.
    2. Antoni, Manfred & Bethmann, Arne, 2014. "PASS-Befragungsdaten verknüpft mit administrativen Daten des IAB : (PASS-ADIAB) 1975-2011," FDZ-Datenreport. Documentation on Labour Market Data 201403, Institut für Arbeitsmarkt- und Berufsforschung (IAB), Nürnberg [Institute for Employment Research, Nuremberg, Germany].
    3. Bettina Lamla, 2013. "Family background and the decision to provide for old age: a siblings approach," Empirica, Springer;Austrian Institute for Economic Research;Austrian Economic Association, vol. 40(3), pages 483-504, August.
    4. Berg, Marco & Cramer, Ralph & Dickmann, Christian & Gilberg, Reiner & Jesske, Birgit & Kleudgen, Martin & Bethmann, Arne & Fuchs, Benjamin & Trappmann, Mark & Wurdack, Anja, 2014. "Codebook and documentation of the panel study 'Labour Market and Social Security' (PASS) : Datenreport wave 5," FDZ Datenreport. Documentation on Labour Market Data 201206_en, Institut für Arbeitsmarkt- und Berufsforschung (IAB), Nürnberg [Institute for Employment Research, Nuremberg, Germany].
    5. Dummert, Sandra & Zimmermann, Florian, 2020. "PASS-Befragungsdaten verknüpft mit administrativen Daten des IAB (PASS-ADIAB) 1975-2018," FDZ Datenreport. Documentation on Labour Market Data 202009_de, Institut für Arbeitsmarkt- und Berufsforschung (IAB), Nürnberg [Institute for Employment Research, Nuremberg, Germany].
    6. Lamla, Bettina, 2012. "Family background, informal networks and the decision to provide for old age: A siblings approach," MEA discussion paper series 201210, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.
    7. Börsch-Supan, Axel & Bucher-Koenen, Tabea & Goll, Nicolas & Maier, Christina, 2016. "15 Jahre Riester - eine Bilanz," Working Papers 12/2016, German Council of Economic Experts / Sachverständigenrat zur Begutachtung der gesamtwirtschaftlichen Entwicklung.
    8. repec:iab:iabfda:202009(de is not listed on IDEAS
    9. Michael Ziegelmeyer & Julius Nick, 2013. "Backing out of private pension provision: lessons from Germany," Empirica, Springer;Austrian Institute for Economic Research;Austrian Economic Association, vol. 40(3), pages 505-539, August.
    10. Bernhard Christoph, 2010. "The Relation Between Life Satisfaction and the Material Situation: A Re-Evaluation Using Alternative Measures," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 98(3), pages 475-499, September.
    11. repec:iab:iabfda:201307(en is not listed on IDEAS
    12. repec:iab:iabfme:201411(de is not listed on IDEAS
    13. Börsch-Supan, Axel & Coppola, Michela & Reil-Held, Anette, 1970. "Riester Pensions in Germany: Design, Dynamics, Targetting Success and Crowding-In," MEA discussion paper series 201220, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.
    14. Korbmacher, Julie M. & Schröder, Mathis, 2013. "Consent when Linking Survey Data with Administrative Records: The Role of the Interviewer," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, vol. 7(2), pages 115-131.
    15. Peter F. Lutz & Malte Sandner, 2010. "Zur Effizienz früher Hilfen: Forschungsdesign und erste Ergebnisse eines randomisierten kontrollierten Experiments," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, vol. 79(3), pages 79-97.
    16. Christoph Metzger, 2017. "Who is saving privately for retirement and how much? New evidence for Germany," International Review of Applied Economics, Taylor & Francis Journals, vol. 31(6), pages 811-831, November.
    17. Berg, Marco & Cramer, Ralph & Dickmann, Christian & Gilberg, Reiner & Jesske, Birgit & Marwinski, Karen & Gebhardt, Daniel & Wenzig, Claudia & Wetzel, Martin, 2011. "Codebuch und Dokumentation des 'Panel Arbeitsmarkt und soziale Sicherung' (PASS) : Welle 3 (2008/2009)," FDZ Datenreport. Documentation on Labour Market Data 201006_de, Institut für Arbeitsmarkt- und Berufsforschung (IAB), Nürnberg [Institute for Employment Research, Nuremberg, Germany].
    18. Metzger, Christoph, 2018. "Intra-household allocation of non-mandatory retirement savings," The Journal of the Economics of Ageing, Elsevier, vol. 12(C), pages 77-87.
    19. Heike Joebges & Volker Meinhard & Katja Rietzler & Rudolf Zwiener, 2012. "On the Path to Old-Age Poverty - Assessing the Impact of the Funded Riester Pension," IMK Report 73e-2012, IMK at the Hans Boeckler Foundation, Macroeconomic Policy Institute.
    20. Francesca Brivio & Anna Viganò & Annalisa Paterna & Nicola Palena & Andrea Greco, 2023. "Narrative Review and Analysis of the Use of “Lifestyle” in Health Psychology," IJERPH, MDPI, vol. 20(5), pages 1-18, March.
    21. Bucher-Koenen, Tabea, 2011. "Financial Literacy, Riester Pensions, and Other Private Old Age Provision in Germany," MEA discussion paper series 11250, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.
    22. repec:iab:iabfda:200906(en is not listed on IDEAS
    23. Giacomo Corneo & Johannes König & Carsten Schröder, 2018. "Distributional Effects of Subsidizing Retirement Savings Accounts: Evidence from Germany," FinanzArchiv: Public Finance Analysis, Mohr Siebeck, Tübingen, vol. 74(4), pages 415-445, December.
    24. Gasche, Martin, 2012. "Freiwillige Zusatzbeiträge als sechster Durchführungsweg der betrieblichen Altersvorsorge? Eine Randnotiz zum Lebensleistungsanerkennungsgesetz," MEA discussion paper series 201204, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:iab:iabkbe:201215. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: IAB, Geschäftsbereich Wissenschaftliche Fachinformation und Bibliothek (email available below). General contact details of provider: https://edirc.repec.org/data/iabbbde.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.