IDEAS home Printed from https://ideas.repec.org/p/ags/aaae10/96188.html
   My bibliography  Save this paper

Awareness and use of m-banking services in agriculture: The case of smallholder farmers in Kenya

Author

Listed:
  • Kirui, Oliver K.
  • Okello, Julius Juma
  • Nyikal, Rose Adhiambo

Abstract

Smallholder farmer access to agricultural finance has been a major constraint to agricultural commercialization in developing countries. The ICT revolution in Africa has however brought an opportunity to ease this constraint. The mobile phone-based banking services that started in Kenya urban centers have spread to rural areas and even other countries. Using these services farmers could receive funds invest in agriculture finance transactions. This study examines the awareness and use of m-banking services among rural farmers in Kenya. It also assesses the factors conditioning the use of such services. The study finds high awareness of m-banking services among the smallholder farmers. It also finds that education, distance to a commercial bank, membership to farmer organizations, distance to the m-banking agents, and endowment with physical and financial assets affect the use of m-banking services. It discusses the implications of these findings for policy and practice.

Suggested Citation

  • Kirui, Oliver K. & Okello, Julius Juma & Nyikal, Rose Adhiambo, 2010. "Awareness and use of m-banking services in agriculture: The case of smallholder farmers in Kenya," 2010 AAAE Third Conference/AEASA 48th Conference, September 19-23, 2010, Cape Town, South Africa 96188, African Association of Agricultural Economists (AAAE).
  • Handle: RePEc:ags:aaae10:96188
    DOI: 10.22004/ag.econ.96188
    as

    Download full text from publisher

    File URL: https://ageconsearch.umn.edu/record/96188/files/151.%20M-banking%20in%20Kenya.pdf
    Download Restriction: no

    File URL: https://libkey.io/10.22004/ag.econ.96188?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Khethiwe Naledi Mthethwa & Mjabuliseni Simon Cloapas Ngidi & Temitope Oluwaseun Ojo & Simphiwe Innocentia Hlatshwayo, 2022. "The Determinants of Adoption and Intensity of Climate-Smart Agricultural Practices among Smallholder Maize Farmers," Sustainability, MDPI, vol. 14(24), pages 1-17, December.
    2. Johann, Kirsten & Mapila, Mariam & Okello, Julius J. & De, Sourovi, 2013. "Managing Agricultural Commercialization for Inclusive Growth in Sub-Saharan Africa," Working Papers 206518, University of Pretoria, Department of Agricultural Economics, Extension and Rural Development.
    3. Gilbert E. Mushi & Giovanna Di Marzo Serugendo & Pierre-Yves Burgi, 2022. "Digital Technology and Services for Sustainable Agriculture in Tanzania: A Literature Review," Sustainability, MDPI, vol. 14(4), pages 1-17, February.

    More about this item

    Keywords

    Financial Economics;

    NEP fields

    This paper has been announced in the following NEP Reports:

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ags:aaae10:96188. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: AgEcon Search (email available below). General contact details of provider: https://edirc.repec.org/data/aaaeaea.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.