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Money Management Behavior among Adults in Indonesia

Author

Listed:
  • Asni Binti Mat Saad
  • Gavin Jonathan
  • Aza Azlina Md Kassim
  • Maryam Yousefi Nejad

Abstract

Money management refers to the process of managing one's financial resources effectively to maintain a stable financial position. This study was conducted to determine the factors that influence money management behavior. Questionnaires are distributed among adults in Indonesia and analyzed by using IBM SPSS software. The result found that financial literacy, financial behavior, social media, parental education, and spiritual intelligence have a significant and positive influence on money management behavior. Clear insight into the importance of saving can lead to better money management behavior. The findings indicate that more efforts should be made to inculcate money management behavior among Indonesian citizens.

Suggested Citation

  • Asni Binti Mat Saad & Gavin Jonathan & Aza Azlina Md Kassim & Maryam Yousefi Nejad, 2023. "Money Management Behavior among Adults in Indonesia," Information Management and Business Review, AMH International, vol. 15(4), pages 146-154.
    • Handle: RePEc:rnd:arimbr:v:15:y:2023:i:4:p:146-154
    DOI: 10.22610/imbr.v15i4(SI)I.3586
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