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A Comprehensive Retirement Financial Planning Tool Una Herramienta Integral De Planificacion Financiera Para La Jubilacion

Author

Listed:
  • Terrance Jalbert
  • Jonathan D. Stewart

Abstract

La planificación financiera constituye un elemento esencial de cualquier plan de jubilación. Asegurar la disponibilidad de recursos suficientes para satisfacer necesidades futuras inciertas requiere una planificación cuidadosa. Los asesores proporcionan una variedad de herramientas y consejos para ayudar en este proceso. Este documento presenta una herramienta de planificación integral para ayudar a los jubilados potenciales a desarrollar su plan financiero. La herramienta evalúa el panorama financiero de las personas anualmente a lo largo de sus años de jubilación. El objetivo del análisis es crear una jubilación larga, con ingresos que aumentan a la tasa de inflación, lograda utilizando todos los activos disponibles y sin agotar la cartera. La herramienta proporciona un punto de partida para que los usuarios evalúen responsablemente su futuro financiero durante la jubilación.

Suggested Citation

  • Terrance Jalbert & Jonathan D. Stewart, 2023. "A Comprehensive Retirement Financial Planning Tool Una Herramienta Integral De Planificacion Financiera Para La Jubilacion," Revista Global de Negocios, The Institute for Business and Finance Research, vol. 11(1), pages 13-44.
    • Handle: RePEc:ibf:rgnego:v:11:y:2023:i:1:p:13-44
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    References listed on IDEAS

    as
    1. Abraham,Facundo & Schmukler,Sergio L. & Tessada,Jose, 2019. "Robo-Advisors : Investing through Machines," Research and Policy Briefs 134881, The World Bank.
    2. Terrance Jalbert, 2017. "A Model For Forecasting Small Business Financial Statements And Firm Performance," Business Education and Accreditation, The Institute for Business and Finance Research, vol. 9(2), pages 61-84.
    3. David S. Murphy & Scott Yetmar, 2010. "Personal financial planning attitudes: a preliminary study of graduate students," Management Research Review, Emerald Group Publishing Limited, vol. 33(8), pages 811-817, July.
    4. Terrance Jalbert, 2020. "An Enhanced Management Tool For Creating Pro-Forma Financial Statements," International Journal of Management and Marketing Research, The Institute for Business and Finance Research, vol. 13(1), pages 51-81.
    5. Krzysztof Waliszewski & Anna Warchlewska, 2021. "How we can benefit from personal finance management applications during the COVID-19 pandemic? The Polish case," Entrepreneurship and Sustainability Issues, VsI Entrepreneurship and Sustainability Center, vol. 8(4), pages 103-121, June.
    6. Krzysztof Waliszewski & Anna Warchlewska, 2021. "How we can benefit from personal finance management applications during the COVID-19 pandemic? The Polish case," Entrepreneurship and Sustainability Issues, VsI Entrepreneurship and Sustainability Center, vol. 8(3), pages 681-699, March.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    Financial Modelling; Retirement Planning; Personal Financial Planning;
    All these keywords.

    JEL classification:

    • C60 - Mathematical and Quantitative Methods - - Mathematical Methods; Programming Models; Mathematical and Simulation Modeling - - - General
    • D10 - Microeconomics - - Household Behavior - - - General
    • G17 - Financial Economics - - General Financial Markets - - - Financial Forecasting and Simulation
    • M41 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Accounting - - - Accounting
    • M50 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Personnel Economics - - - General

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