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Mikrokredite: Bedarf auch in Deutschland

Author

Listed:
  • Alexander S. Kritikos
  • Christoph Kneiding

Abstract

Fehlende Finanzierung wird als ein zentraler Grund angesehen, warum kleine Unternehmen scheitern. Seit einigen Jahren wird daher versucht, das Instrument der Mikrokredite auch in Deutschland zu etablieren. Eine erste empirische Studie zeigt, dass rund 15 Prozent aller Selbständigen Interesse an Mikrokrediten äußern. Allerdings macht diese Studie auch deutlich, dass der Bedarf woanders liegt als bisher vermutet. Statt Existenzgründer sollten bereits aktive Kleinunternehmer bestimmter Branchen angesprochen werden. Außerdem müssen Mikrokredite bei kurzer Laufzeit schnell verfügbar sein, damit sie von Unternehmern angenommen werden.

Suggested Citation

  • Alexander S. Kritikos & Christoph Kneiding, 2009. "Mikrokredite: Bedarf auch in Deutschland," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, vol. 76(27/28), pages 451-456.
    • Handle: RePEc:diw:diwwob:76-27-3
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    File URL: https://www.diw.de/documents/publikationen/73/diw_01.c.99791.de/09-27-3.pdf
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    Cited by:

    1. Caliendo, Marco & Kritikos, Alexander S. & Künn, Steffen & Loersch, Christian & Schröder, Helmut & Schütz, Holger, 2014. "Evaluation der Programme „Gründercoaching Deutschland“ und „Gründercoaching Deutschland – Gründungen aus der Arbeitslosigkeit“," IZA Research Reports 61, Institute of Labor Economics (IZA).

    More about this item

    Keywords

    Entrepreneurship; Microlending; Market research;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
    • M31 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Marketing and Advertising - - - Marketing

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