Éducation bancaire : l’émergence d’un espace financiarisé et privatisé d’encadrement des pauvres

In the last ten years, a growing number of financial training courses to fight against banking exclusion have emerged in France, through public policies and non-governmental projects. Based on the study of a ?banking education? project set up in 2004 in a French urban community, this article shows how this space for financial education produces a specific market, in so much as it may be outsourced by the local authorities to consulting professionals. It also allows understanding that this outsourcing, which implies the financialization of the training of the neediest populations, highlights the need for the participation of bankers in the vast undertaking that is training the poorest in rational management. In this respect, the article contributes to analyzing the contemporary configuration of the treatment of poverty.