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Microfinance au Nord : Un effet de mode importé du Sud ?

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  • Jean-François Maystadt

Abstract

New micro-finance initiatives are emerging in countries with, however, highly developed banking and financial markets. In the North, micro-finance is considered as a new channel to solve the financing constraint of micro enterprises and to provide the means of their own development. Consequently, it leads us to explore the applicability of mechanisms from the South. This South-North learning involves analysing the contextual differences that imply that both objectives and tools might not be exactly the same. We are defending the thesis according which micro-finance institutions may have a role to play as a active employment and pro-entrepreneurship policies, provided that they come within the framework of a local development strategy. Three suggestions of action are approached in order to support the development of micro-finance institutions in this particular context.

Suggested Citation

  • Jean-François Maystadt, 2004. "Microfinance au Nord : Un effet de mode importé du Sud ?," Mondes en développement, De Boeck Université, vol. 126(2), pages 69-82.
    • Handle: RePEc:cai:meddbu:med_126_0075
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    2. Guillaume PASTUREAU, 2013. "Du Mont-de-Piété à la Grameen Bank : la finance sociale à travers le temps et l’espace \r\nEssai sur une cohérence institutionnelle et une diversité des pratiques," Cahiers du GREThA (2007-2019) 2013-16, Groupe de Recherche en Economie Théorique et Appliquée (GREThA).

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