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Accès au crédit des PME et ETI : fléchissement de l’offre ou moindre demande ? Les enseignements d’une nouvelle enquête trimestrielle auprès des entreprises

Author

Listed:
  • GUINOUARD, F.
  • KREMP, E.
  • RANDRIAMISAINA, M.

Abstract

Depuis 2012, la Banque de France mène une enquête auprès des PME et ETI de l’industrie et des services sur l’accès aux financements bancaires. La demande de crédit semble avoir fléchi tandis que l’offre n’apparaît pas rationnée.

Suggested Citation

  • Guinouard, F. & Kremp, E. & Randriamisaina, M., 2013. "Accès au crédit des PME et ETI : fléchissement de l’offre ou moindre demande ? Les enseignements d’une nouvelle enquête trimestrielle auprès des entreprises," Bulletin de la Banque de France, Banque de France, issue 192, pages 35-44.
    • Handle: RePEc:bfr:bullbf:2013:192:04
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    File URL: https://publications.banque-france.fr/sites/default/files/medias/documents/bulletin-de-la-banque-de-france_192_2013-t2.pdf
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    Citations

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    Cited by:

    1. Refait-Alexandre, Catherine & Serve, Stéphanie, 2020. "Multiple banking relationships: Do SMEs mistrust their banks?," Research in International Business and Finance, Elsevier, vol. 51(C).

    More about this item

    Keywords

    PME; ETI; demande et offre de crédit; crédit de trésorerie; crédit d’investissement; enquête.;
    All these keywords.

    JEL classification:

    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers
    • E22 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Investment; Capital; Intangible Capital; Capacity
    • G30 - Financial Economics - - Corporate Finance and Governance - - - General
    • G32 - Financial Economics - - Corporate Finance and Governance - - - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill
    • L25 - Industrial Organization - - Firm Objectives, Organization, and Behavior - - - Firm Performance
    • C80 - Mathematical and Quantitative Methods - - Data Collection and Data Estimation Methodology; Computer Programs - - - General

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