Federal Reserve Bank of Philadelphia

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Web: http://www.phil.frb.org/publicaffairs/pubs/index.html
For technical questions regarding this series, please contact (Diane Rosenberger)
Series handle: repec:fip:fedpdp

• 09-2 The electronification of transit fare payments: a look at the Southeastern Pennsylvania Transportation Authority's New Payment Technologies Project
  by Philip Keitel [Downloadable!]
• 09-01 Maintaining a safe environment for payment cards: Examining evolving threats posed by fraud
  by Susan Herbst-Murphy [Downloadable!]

• 08-09 Legislative responses to data breaches and information security failures
  by Philip Keitel [Downloadable!]
• 08-08 New prospects for payment card application in health care
  by Ann Kjos [Downloadable!]
• 08-07 The laws, regulations, guidelines, and industry practices that protect consumers who use gift cards
  by Philip Keitel [Downloadable!]
• 08-06 An examination of mobile banking and mobile payments: building adoption as experience goods?
  by Julia S. Cheney [Downloadable!]
• 08-02 Proposed changes to Regulation Z: highlighting behaviors that affect credit costs
  by Ann Kjos [Downloadable!]
• 08-01 Alternative data and its use in credit scoring thin-and no-file consumers
  by Julia S. Cheney [Downloadable!]

• 07-13 Payments, credit, and savings: the experience for LMI households
  by Julia S. Cheney [Downloadable!]
• 07-12 The merchant-acquiring side of the payment card industry; structure, operations, and challenges
  by Ann Kjos [Downloadable!]
• 07-11 Where is the missing credit card debt? Clues and implications
  by Jonathan Zinman [Downloadable!]
• 07-03 General-use prepaid cards: the path to gaining mainstream acceptance
  by James C. McGrath [Downloadable!]
• 07-02 Prepaid cards: vulnerable to money laundering?
  by Stanley Sienkiewicz [Downloadable!]

• 07-01 Information security, data breaches, and protecting cardholder information: facing up to the challenges
  by James C. McGrath & Ann Kjos [Downloadable!]
• 06-11 Supply- and demand-side developments influencing growth in the debit market
  by Julia S. Cheney [Downloadable!]
• 06-09 The role of electronic payments in disaster recovery: providing more than convenience
  by Julia S. Cheney [Downloadable!]
• 06-08 Another look at credit card pricing and its disclosure: Is the semi-annual pricing data reported by credit card issuers to the Fed helpful to consumers or researchers?
  by Mark Furletti & Christopher Ody [Downloadable!]
• 06-07 Prepaid cards: an important innovation in financial services
  by Julia S. Cheney & Sherrie L.W. Rhine [Downloadable!]
• 06-05 Perspectives on recent trends in consumer debt
  by Andrew Kish [Downloadable!]
• 06-04 Micropayments: the final frontier for electronic consumer payments
  by James C. McGrath [Downloadable!]
• 06-03 Measuring U.S. credit card borrowing: an analysis of the G.19's estimate of consumer revolving credit
  by Mark Furletti & Christopher Ody [Downloadable!]
• 06-01 How effective were the financial safety nets in the aftermath of Katrina?
  by Julia S. Cheney & Sherrie L.W. Rhine [Downloadable!]

• 05-20 Risky business: managing electronic payments in the 21st Century
  by Marilyn Bochicchio & Stanley Sienkiewicz [Downloadable!]
• 05-19 Banks and the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act
  by Kenneth J. Benton [Downloadable!]
• 05-17 Payment cards and the unbanked: prospects and challenges
  by Julia S. Cheney [Downloadable!]
• 05-16 The laws, regulations, and industry practices that protect consumers who use electronic payment systems: policy considerations
  by Mark Furletti [Downloadable!]
• 05-11 Federal consumer protection regulation: disclosures and beyond
  by Mark Furletti [Downloadable!]
• 05-10 Identity theft: do definitions still matter?
  by Julia S. Cheney [Downloadable!]
• 05-08 Will online bill payment spell the demise of paper checks?
  by James C. McGrath [Downloadable!]
• 05-06 The cost effectiveness of stored-value products for unbanked customers
  by James C. McGrath [Downloadable!]
• 05-04 The laws, regulations, and industry practices that protect consumers who use electronic payment systems: ACH E-checks & prepaid cards
  by Mark Furletti & Stephen Smith [Downloadable!]
• 05-03 Prepaid card models: a study in diversity
  by Julia S. Cheney [Downloadable!]
• 05-02 Assessing the impact of electronic benefits transfer on America's communities and the U.S. payment system
  by anonymous [Downloadable!]
• 05-01 The laws, regulations, and industry practices that protect consumers who use electronic payment systems: credit and debit cards
  by Mark Furletti & Stephen Smith [Downloadable!]

• 05-05 Forum on validation of consumer credit risk models
  by Peter Burns & Christopher Ody [Downloadable!]
• 04-05 Payment system regulation and how it causes consumer confusion
  by Mark Furletti [Downloadable!]
• 04-04 Prepaid cards: how do they function? how are they regulated?
  by Mark Furletti [Downloadable!]
• 04-03 Identity theft: where do we go from here?
  by Julia S. Cheney [Downloadable!]
• 04-02 The debate over the National Bank Act and the preemption of state efforts to regulate credit cards
  by Mark Furletti [Downloadable!]
• 04-01 Prepaid card markets and regulation
  by Mark Furletti [Downloadable!]

• 03-18 Identity theft: a pernicious and costly fraud
  by Julia S. Cheney [Downloadable!]
• 03-17 Consumer bankruptcy: how unsecured lenders fare
  by Mark Furletti [Downloadable!]
• 03-15 Measuring credit card industry chargeoffs: a review of sources and methods
  by Mark Furletti [Downloadable!]
• 03-13 Consumer credit counseling: credit card issuers' perspectives
  by Mark Furletti [Downloadable!]
• 03-12 After the hype: e-commerce payments grow up
  by anonymous [Downloadable!]
• 03-10 Innovation at the point of sale
  by anonymous [Downloadable!]
• 03-09 Theory of credit card networks: a survey of the literature
  by Sujit Chakravorti
• 03-07 Financial privacy: perspectives from the payment cards industry
  by Mark Furletti & Stephen Smith [Downloadable!]
• 03-06 Voting with your feet: consumers’ problems with credit cards and exit behaviors
  by Anne Stanley [Downloadable!]
• 03-02 Credit card pricing developments and their disclosure
  by Mark Furletti [Downloadable!]
• 03-01 Mandatory arbitration clauses in the credit card industry
  by Mark Furletti [Downloadable!]

• 02-14 An overview of credit card asset-backed securities
  by Mark Furletti [Downloadable!]
• 02-13 Innovation in financial services and payments
  by Robert Hunt & Gabriela Guibourg [Downloadable!]
• 02-12 Credit score accuracy and implications for consumers
  by anonymous [Downloadable!]
• 02-10 Managing global privacy
  by Anne Stanley [Downloadable!]
• 02-09 The future of e-commerce payments
  by Stanley J. Sienkiewicz & Marilyn Bochicchio [Downloadable!]
• 02-08 Credit risk modeling and decisioning : highlights from the conference
  by Shannon Kelly & Mark Furletti & Sally Burke
• 02-07 An overview and history of credit reporting
  by Mark Furletti [Downloadable!]
• 02-05 Fraud management in the credit card industry
  by Peter Burns & Anne Stanley [Downloadable!]
• 02-04 The evolution of EFT networks from ATMs to new on-line debit payment products
  by Stan Sienkiewicz [Downloadable!]
• 02-03 An overview of smart card technology and markets
  by Mark Furletti [Downloadable!]
• 02-01 Retail credit risk modeling and the Basel Capital Accord
  by Peter Burns [Downloadable!]

• 01-06 Innovations in small dollar payments
  by Peter Burns & Anne Stanley [Downloadable!]
• 01-04 A panel discussion on dynamics in the consumer credit counseling service industry
  by Peter Burns & Anne Stanley [Downloadable!]
• 01-03 Managing consumer credit risk
  by Peter Burns & Anne Stanley [Downloadable!]
• 01-02 Credit cards and payment efficiency
  by Stan Sienkiewicz [Downloadable!]

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This page was last updated on 2009-10-31.