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Financial Systems in Northern Thai Villages

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Author Info
Townsend, Robert M

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Abstract

Field research attempted to measure the risky environments, the information structures, the institutions, and the risk-response mechanisms of ten villages in northern Thailand. Various key features are then modeled in an abstract but realistic way, either with a full-information risk-sharing model or an information-constrained version of the same model. Observations from some of the villages seem consistent with one or the other of these models but, in many of the villages, one is left with risk-response variations across households which suggest that Pareto improvements are possible. Copyright 1995, the President and Fellows of Harvard College and the Massachusetts Institute of Technology.

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Publisher Info
Article provided by MIT Press in its journal Quarterly Journal of Economics.

Volume (Year): 110 (1995)
Issue (Month): 4 (November)
Pages: 1011-46
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Handle: RePEc:tpr:qjecon:v:110:y:1995:i:4:p:1011-46

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  5. Cheryl R. DOSS, 1996. "Do Households Fully Share Risk? Evidence From Ghana," Staff Papers 96-10, University of Minnesota, Department of Applied Economics. [Downloadable!]
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  6. Loren Brandt & Arthur Hosios, 2004. "Informal Credit in Village Economies: Contract Duration with Personal and Community Enforcement," Law and Economics 0410001, EconWPA. [Downloadable!]
  7. Sawada, Yasayuki & Lokshin, Michael, 2001. "Household schooling decisions in rural Pakistan," Policy Research Working Paper Series 2541, The World Bank. [Downloadable!]
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  14. John Cawley & Tomas Philipson, 1996. "An Empirical Examination of Information Barriers to Trade in Insurance," NBER Working Papers 5669, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
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  15. Marcel Fafchamps & Susan Lund, 2000. "Risk-Sharing Networks in Rural Philippines," Economics Series Working Papers 010, University of Oxford, Department of Economics. [Downloadable!]
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  16. Daron Acemoglu & Fabrizio Zilibotti, 1997. "Setting Standards: Information Accumulation in Development," Economics Working Papers 212, Department of Economics and Business, Universitat Pompeu Fabra. [Downloadable!]
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  17. Dean Yang & HwaJung Choi, 2005. "Are Remittances Insurance? Evidence from Rainfall Shocks in the Philippines," Working Papers 535, Research Seminar in International Economics, University of Michigan. [Downloadable!]
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